9685 ARMY CAMP Road, Lambton Shores

$549,900
9685 ARMY CAMP Road

$549,900

New
8d
Detached2-Storey

9685 ARMY CAMP Road, Lambton Shores

Total Monthly Obligation $2,809

Beds
3
Baths
2
Park
2
Sqft
700-1100
DOM
8d
Score
17
Yield
3.3%
Cash on Cash
-10.0%
Cap Rate
2.4%
5Y IRR
7.7%
10Y IRR
8.5%
Property Type-Detached
MLS® Number-X14080822
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-76.67 × 205.96 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Taxes-$2,588 (2025)
Parking-8 - Attached
Basement-Partial Basement
Heating-Forced Air (Gas)
Brokerage-RE/MAX SARNIA REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Aluminum Siding, Vinyl Siding
Roof-Metal
Foundation-Block
Sewer-Septic
Possession-45 DAYS
Neighbourhood-Bosanquet
Title-Residential Freehold

No agent assigned

Welcome to the peaceful Ipperwash Beach community, just minutes from the beautiful shores of Lake Huron! This spacious 2-storey home offers 3 bedrooms, 2 bathrooms and a great combination of indoor and outdoor living space. The main floor features a comfortable living room with a natural gas fireplace, convenient main floor laundry, kitchen that leads to an enclosed sunporch complete with a hot tub, perfect for relaxing year-round. An addition completed in 2012 provides extra living space and includes an impressive 26' x 36' insulated garage with two overhead bay doors-one at the front and one at the rear-for convenient access and room for vehicles, toys, storage or a workshop, Upstairs in the addition, you'll find a generously sized primary bedroom with a walk-in closet, a second bedroom and a versatile 17.7' x 13' bonus room that could serve as a second living room, games room, playroom or home office. Outside is where this property really shines! The backyard is surrounded by beautiful mature trees and features a small stream/pond, firepit sitting area and a fully screened gazebo, creating a peaceful setting to relax or entertain. Metal roof (approx. 2017), furnace and C/A (approx. 2013). Located in a quiet neighbourhood close to Lake Huron, this property offers the opportunity to enjoy nature, outdoor living and everything the Ipperwash Beach area has to offer. Whether you're looking for a year-round home or a weekend retreat, this property is worth a look!

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$439,920
Land Transfer Taxes$7,473
Legal Fees (Est.)
$
Total cash required for closing$118,953

Total Monthly Obligation

$2,809/mo
Mortgage $2,218
Monthly Loss $2,225
Principal$584
Interest$1,634
Property Tax$216
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.7%10
Cash-on-Cash
-14.8%0
5-Year IRR
4.1%8
10-Year IRR
6.1%
Returns Index
5.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$18,000/yr
NOI
$9,112/yr
Net Cash Flow
-$1,459/mo
Cash Margin
-97.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.343
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo59
Risk Index
26.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 9685 ARMY CAMP Road

Time

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Data last updated within the past 24 hours.