43 Rivertrail Avenue, Kitchener

$849,900
43 Rivertrail Avenue

$849,900

New
10d
Detached2-Storey

43 Rivertrail Avenue, Kitchener

Total Monthly Obligation $4,311

Beds
3
Baths
4
Park
2
Sqft
2000-2500
DOM
10d
Score
19
Yield
4.9%
Cash on Cash
-3.2%
Cap Rate
3.9%
5Y IRR
13.1%
10Y IRR
12.6%
Property Type-Detached
MLS® Number-X14081592
Beds-3
Bathrooms-4
Size-2000-2500 sqft
Lot Size-25.46 × 104.48 ft
Listed on site-Oct 13, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,088 (2026)
Parking-4 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

A PLACE TO GATHER, A YARD TO UNWIND. From coffee around the kitchen island to evenings beneath the backyard pergola, 43 Rivertrail Avenue brings together generous living spaces, thoughtful finishes, and a garden retreat that's hard to leave. With over 2,050sqft., 3 bedrooms and 3.5 bathrooms, this Kitchener home pairs comfortable gathering with a beautifully landscaped outdoor retreat. The open-concept main floor keeps conversation flowing between the kitchen, dining area and living room, whether you're preparing dinner or hosting friends. White cabinetry, stainless steel appliances, a gas stove and a large island with seating make the kitchen a natural place to gather. Upstairs, a spacious family room creates a second place to unwind, enjoy movie nights or settle in with a good book. 3 bedrooms include a primary retreat with a walk-in closet and private ensuite featuring a double vanity. Hydronic hot-water radiant floor heating, complemented by a traditional forced-air furnace, adds comfort through the colder months. Outside, thoughtful landscaping, layered greenery and pergola-covered deck seating create an inviting backdrop for summer dinners and quiet afternoons, with a hot tub ready for a relaxing end to the day. The unfinished basement offers ample potential to design additional living space around your needs, with a finished 3-pc bathroom already in place. A double garage completes the home, while convenient access to Highway 401 and the local airport keeps travel within easy reach. Close to parks, trails and Chicopee Hills, this is a home where there's just as much to enjoy beyond your front door as there is within.

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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$679,920
Land Transfer Taxes$13,473
Legal Fees (Est.)
$
Total cash required for closing$184,953

Total Monthly Obligation

$4,311/mo
Mortgage $3,428
Monthly Loss $3,408
Principal$902
Interest$2,526
Property Tax$507
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.6%1
5-Year IRR
9.6%33
10-Year IRR
10.3%
Returns Index
17.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,000/yr
NOI
$27,212/yr
Net Cash Flow
-$1,161/mo
Cash Margin
-33.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
20.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 43 Rivertrail Avenue

Time

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