86 York Street E, Centre Wellington

$949,900
86 York Street E

$949,900

New
8d
DetachedBungalow

86 York Street E, Centre Wellington

Total Monthly Obligation $4,725

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
1500-2000
DOM
8d
Score
16
Yield
3.8%
Cash on Cash
-8.0%
Cap Rate
2.9%
5Y IRR
9.3%
10Y IRR
9.7%
Property Type-Detached
MLS® Number-X14082336
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-55.18 × 165 ft
Listed on site-Oct 15, 2026
Style-Bungalow
Building Type-Detached
Age-16-30
Taxes-$6,219.82 (2026)
Parking-4 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-Keller Williams Home Group Realty
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas, Rec Room
Pool-None
Facing-East
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-60-89 Days
Neighbourhood-Elora/Salem
Title-Residential Freehold

No agent assigned

Beautifully Finished Bungalow in the Heart of Elora! Welcome to this tastefully decorated, detached bungalow offering comfortable, move-in-ready living from top to bottom. Boasting over 3,000 sq. ft. of finished living space, this inviting home features 3 bedrooms and 2 bathrooms, spacious kitchen, dining and living areas that flow together to create a welcoming setting for both everyday living and entertaining. The fully finished basement adds valuable living space, complete with a spacious recreation room, a dedicated office, and plenty of storage. Step outside to enjoy the large, fully fenced backyard, perfect for relaxing, entertaining, or enjoying time outdoors. Ideally located close to all amenities, with a nearby park and trail to enjoy, this home offers the perfect blend of comfort, convenience, and lifestyle in the charming community of Elora. A wonderful opportunity to settle into a home that is ready to be enjoyed!

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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$759,920
Land Transfer Taxes$15,473
Legal Fees (Est.)
$
Total cash required for closing$206,953

Total Monthly Obligation

$4,725/mo
Mortgage $3,832
Monthly Loss $3,717
Principal$1,008
Interest$2,823
Property Tax$518
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%13
Cash-on-Cash
-11.9%0
5-Year IRR
6.3%15
10-Year IRR
7.7%
Returns Index
8.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,000/yr
NOI
$21,680/yr
Net Cash Flow
-$2,025/mo
Cash Margin
-67.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.474
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo32
Risk Index
18.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 86 York Street E

Time

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