20 Ross Avenue, Quinte West

$535,000
20 Ross Avenue

$535,000

New
8d
DetachedBungalow-Raised

20 Ross Avenue, Quinte West

Total Monthly Obligation $2,804

Beds
3
Baths
1
Park
4
Sqft
700-1100
DOM
8d
Score
21
Yield
5.6%
Cash on Cash
-0.4%
Cap Rate
4.5%
5Y IRR
15.3%
10Y IRR
14.4%
Property Type-Detached
MLS® Number-X14082460
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-116 × 209 ft
Listed on site-Oct 15, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-51-99
Taxes-$3,257 (2025)
Parking-8 - Detached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-Re/Max Quinte Ltd.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Septic
Possession-60-89 days
Neighbourhood-Murray Ward
Title-Residential Freehold

No agent assigned

LOCATION, LOCATION, LOCATION! Welcome to 20 Ross Avenue, nestled in the highly sought-after York Country Subdivision! Perfectly positioned at the end of a quiet cul-de-sac and directly across from a beautiful park, this property offers an incredible combination of privacy, space and potential. Situated on a private lot just over half an acre, this solid all-brick bungalow features 3 bedrooms, a full bathroom and an unfinished basement ready for your vision. But the real showstopper? The impressive 28' x 32' detached shop! Featuring soaring 14-foot ceilings, an extra-tall bay door, drywall and insulation, and a durable metal roof, this incredible space is ideal for hobbyists, car enthusiasts, or anyone needing room for their toys and projects. Additional highlights include forced-air natural gas heating, central air conditioning, a UV water treatment system, water softener, 200-amp breaker panel and updated roof shingles. With solid bones, a fantastic location and just a little cosmetic updating needed to make it your own, this property presents an exciting opportunity to create something truly special. Properties offering this much space, privacy and a shop of this calibre don't come along every day!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$428,000
Land Transfer Taxes$7,175
Legal Fees (Est.)
$
Total cash required for closing$115,675

Total Monthly Obligation

$2,804/mo
Mortgage $2,158
Monthly Loss $2,237
Principal$568
Interest$1,590
Property Tax$271
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-6.0%2
5-Year IRR
10.9%42
10-Year IRR
11.4%
Returns Index
22.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,760/yr
NOI
$19,027/yr
Net Cash Flow
-$572/mo
Cash Margin
-23.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo58
Risk Index
29.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Ross Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.