27 Buck Street, Cobourg

$639,000
27 Buck Street

$639,000

New
8d
Detached1 1/2 Storey

27 Buck Street, Cobourg

Total Monthly Obligation $3,315

HausQ Valuation Report
Beds
4
Baths
3
Park
3
Sqft
1100-1500
DOM
8d
Score
20
Yield
5.1%
Cash on Cash
-2.4%
Cap Rate
4.1%
5Y IRR
13.6%
10Y IRR
13.1%
Property Type-Detached
MLS® Number-X14082948
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-52.91 × 182.43 ft
Listed on site-Oct 15, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$4,347.74 (2026)
Parking-4 - Detached
Basement-Unfinished, Exposed Rock
Heating-Forced Air (Gas)
Brokerage-RE/MAX Rouge River Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Other
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-Flex contact LA
Neighbourhood-Cobourg
Title-Residential Freehold

No agent assigned

Welcome to 27 Buck Street. A whimsical, character-filled home in the heart of Cobourg's heritage downtown. Great curb appeal from the street, and the inside has been beautifully maintained and recently updated. This 1.5 storey home has a classic centre-hall plan with easy main-floor living. The main level has a living room, a recently updated kitchen that walks out to a large deck, and a primary bedroom with its own ensuite. A laundry room/powder room to complete this level. Upstairs are three more bedrooms, a landing area and a charming bathroom with a standalone tub. The backyard is deep and mature, with a 1.5 car detached garage and a big driveway. Appliances have been updated. MC zoning (buyer to verify permitted uses). Just steps to the Cobourg Beach, shops, coffee spots and great restaurants. Make this beautiful home and lifestyle yours!

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Closing Costs

Mortgage Amount
$511,200
Land Transfer Taxes$9,255
Legal Fees (Est.)
$
Total cash required for closing$138,555

Total Monthly Obligation

$3,315/mo
Mortgage $2,578
Monthly Loss $2,637
Principal$678
Interest$1,899
Property Tax$362
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.5%1
5-Year IRR
9.8%34
10-Year IRR
10.4%
Returns Index
18.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,796/yr
NOI
$20,669/yr
Net Cash Flow
-$855/mo
Cash Margin
-31.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
25.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 27 Buck Street

Time

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Data last updated within the past 24 hours.