5 George Street S, Cambridge

$450,000
5 George Street S

$450,000

New
8d
Semi-Detached 2-Storey

5 George Street S, Cambridge

Total Monthly Obligation $2,438

Beds
4
Baths
2
Park
2
Sqft
1100-1500
DOM
8d
Score
28
Yield
7.0%
Cash on Cash
5.6%
Cap Rate
5.8%
5Y IRR
20.0%
10Y IRR
18.3%
Property Type-Semi-Detached
MLS® Number-X14083532
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-31.01 × 119 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$2,979.1 (2026)
Parking-2 - Other
Basement-Full
Heating-Forced Air (Other)
Brokerage-EXP REALTY
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Stone
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-n/a
Title-Residential Freehold

No agent assigned

Welcome to 5 George Street South, Cambridge. A charming semi-detached century home with two units, offering an outstanding opportunity for investors, multi-generational families, or buyers looking to offset their mortgage with rental income. Featuring 4 bedrooms, 2 bathrooms and 1,348 sq ft of living space on a 31.01 x 119 ft lot. The striking stone exterior immediately sets this home apart, while inside you'll find spacious principal rooms, high ceilings, abundant natural light, beautiful original wood trim that highlights the home's historic charm. Large windows fill the living spaces with natural light, creating warm and inviting interiors full of character. Situated in one of Cambridge's most walkable neighbourhoods, this property boasts an impressive 9.7/10 Walk Score, placing parks, cafés, restaurants, shopping and everyday amenities just steps from your front door. Enjoy the convenience of downtown living with easy access to the vibrant Gaslight District, scenic Grand River trails, transit and local attractions. Whether you're looking to expand your investment portfolio, accommodate extended family, or live in one unit while generating rental income from the other, this offers flexibility and long-term value in a highly desirable location. Opportunities to own a character-filled home in the heart of Cambridge are rare. Don't miss your chance to own a versatile property with exceptional lifestyle appeal and outstanding investment potential.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$360,000
Land Transfer Taxes$5,475
Legal Fees (Est.)
$
Total cash required for closing$96,975

Total Monthly Obligation

$2,438/mo
Mortgage $1,815
Monthly Loss $1,961
Principal$478
Interest$1,338
Property Tax$248
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.6%33
Cash-on-Cash
-1.0%6
5-Year IRR
14.9%71
10-Year IRR
14.6%
Returns Index
37.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
28/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,440/yr
NOI
$20,817/yr
Net Cash Flow
-$80/mo
Cash Margin
-3.1%3
Cash Flow Index
2.6/ 100
Risk Profile
Weight: 20%
DSCR
0.9624
LTV Ratio
80.0%18
Vacancy Buffer
3.9 mo67
Risk Index
36.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5 George Street S

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.