360 Culpepper Place, Waterloo

$699,000
360 Culpepper Place

$699,000

New
8d
Detached2-Storey

360 Culpepper Place, Waterloo

Total Monthly Obligation $3,715

Beds
4
Baths
2
Park
2
Sqft
1500-2000
DOM
8d
Score
20
Yield
5.6%
Cash on Cash
-1.1%
Cap Rate
4.3%
5Y IRR
14.7%
10Y IRR
13.9%
Property Type-Detached
MLS® Number-X14083760
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-45 × 133 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$6,247 (2025)
Parking-3 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-CMI REAL ESTATE INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-Inground
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Title-Residential Freehold

No agent assigned

Rarely offered detached 2-storey home with nearly 2,000 sq. ft. above grade in Waterloo's desirable Maple Hill community. Excellent opportunity for families or investors, located minutes from the University of Waterloo and Wilfrid Laurier University. Features a spacious layout with 4 bedrooms above grade, 2 full bathrooms, and a fully finished basement complete with a second kitchen, full bathroom, 2 bedrooms, and a den. Close to top-rated schools, parks, shopping, transit, and major highways. Great income potential in a prime location!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$559,200
Land Transfer Taxes$10,455
Legal Fees (Est.)
$
Total cash required for closing$151,755

Total Monthly Obligation

$3,715/mo
Mortgage $2,820
Monthly Loss $2,973
Principal$742
Interest$2,078
Property Tax$521
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.2%2
5-Year IRR
10.8%41
10-Year IRR
11.3%
Returns Index
21.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,240/yr
NOI
$24,569/yr
Net Cash Flow
-$772/mo
Cash Margin
-23.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
23.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 360 Culpepper Place

Time

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Data last updated within the past 24 hours.