12 Swan Avenue, Pelham

$939,000
12 Swan Avenue

$939,000

New
8d
Detached2-Storey

12 Swan Avenue, Pelham

Total Monthly Obligation $4,871

Beds
6
Baths
4
Park
2
Sqft
2500-3000
DOM
8d
Score
16
Yield
4.2%
Cash on Cash
-7.2%
Cap Rate
3.0%
5Y IRR
9.9%
10Y IRR
10.1%
Property Type-Detached
MLS® Number-X14084856
Beds-6
Bathrooms-4
Size-2500-3000 sqft
Lot Size-43.82 × 108.51 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,502 (2025)
Parking-4 - Attached
Basement-Apartment, Finished, Separate Entrance, Full
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Stone, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-662 - Fonthill
Title-Residential Freehold

No agent assigned

Welcome to 12 Swan Ave, an exceptional double car garage detached home located in one of Fonthill's most desirable and family-friendly communities. Offering over 3,000 square feet of beautifully finished living space above grade, this impressive residence combines luxury, functionality, and versatility to meet the needs of today's modern family. Step inside and be greeted by soaring 9-foot ceilings on both the main and second floors, creating an airy and elegant atmosphere throughout. The thoughtfully designed open-concept layout is complemented by high-end modern finishes, abundant natural light, and spacious principal rooms that are perfect for both everyday living and entertaining.The heart of the home is the stunning chef's kitchen, featuring a gas stove, ample cabinetry, generous counter space, and a layout that seamlessly connects to the surrounding living areas. With three separate living spaces on the main floor, there is room for everyone to relax, work, entertain, or gather with family and friends. The main floor also features a convenient powder room for guests and everyday functionality. The carpet-free main floor adds both style and practicality. Upstairs, you'll find four spacious bedrooms, two full bathrooms, a convenient second-floor laundry room, and a huge loft that offers endless possibilities as a media room, home office, children's play area, or additional family lounge. Adding tremendous value and flexibility, the finished basement features a separate entrance, kitchen, laundry, bedrooms, and living space, making it an excellent option for extended family, multi-generational living, or potential rental income. Perfectly situated in the charming community of Fonthill, this home offers luxury living and space, along with being close to parks, schools, shopping, restaurants, and everyday amenities.This is more than just a home, it's a lifestyle opportunity that offers comfort, elegance, and exceptional potential under one roof. Don't miss it!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$751,200
Land Transfer Taxes$15,255
Legal Fees (Est.)
$
Total cash required for closing$204,555

Total Monthly Obligation

$4,871/mo
Mortgage $3,788
Monthly Loss $3,874
Principal$997
Interest$2,791
Property Tax$709
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.3%0
5-Year IRR
6.8%17
10-Year IRR
8.1%
Returns Index
9.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,600/yr
NOI
$22,638/yr
Net Cash Flow
-$1,901/mo
Cash Margin
-57.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.505
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
17.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 12 Swan Avenue

Time

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Data last updated within the past 24 hours.