1 Trafalgar Street, St. Thomas

$439,000
1 Trafalgar Street

$439,000

New
7d
Detached1 1/2 Storey

1 Trafalgar Street, St. Thomas

Total Monthly Obligation $2,341

HausQ Valuation Report
Beds
3
Baths
1
Park
2
Sqft
1100-1500
DOM
7d
Score
39
Yield
7.9%
Cash on Cash
10.1%
Cap Rate
6.8%
5Y IRR
23.7%
10Y IRR
21.4%
Property Type-Detached
MLS® Number-X14085094
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-40 × 92.98 ft
Listed on site-Oct 16, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$2,342 (2025)
Parking-3 - Detached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-ELGIN REALTY LIMITED
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Aluminum Siding
Roof-Metal
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-St. Thomas
Title-Residential Freehold

No agent assigned

Welcome to this move-in-ready gem offering incredible value and complete peace of mind! Enjoy years of worry-free living thanks to extensive recent capital improvements, including a brand-new lifetime metal roof, a high-efficiency furnace, central A/C, and lifetime energy-efficient windows throughout nearly the entire home. Inside, the highly functional layout features a new stove and a convenient portable dishwasher. The main bathroom has been beautifully updated by Bath Fitter, complemented by charming, custom hand-crafted interior wood doors that add unique character throughout. The exterior matches the interior's quality, boasting a brand-new rear door, a clean 2-car paver stone driveway, and a 16' x 20' detached, fully insulated single-car garage-perfect for a hobbyist workshop or premium extra storage. Unwind in your private backyard space under a custom sun shade, complete with newly installed heavy-duty 6" eavestroughs along the back. Situated within easy walking distance to all local amenities, this turn-key property is an absolute must-see!

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$351,200
Land Transfer Taxes$5,255
Legal Fees (Est.)
$
Total cash required for closing$94,555

Total Monthly Obligation

$2,341/mo
Mortgage $1,771
Monthly Loss $1,875
Principal$466
Interest$1,305
Property Tax$195
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.5%44
Cash-on-Cash
3.2%15
5-Year IRR
18.3%87
10-Year IRR
17.3%
Returns Index
49.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
39/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,548/yr
NOI
$24,251/yr
Net Cash Flow
$250/mo
Cash Margin
8.7%22
Cash Flow Index
22.1/ 100
Risk Profile
Weight: 20%
DSCR
1.1439
LTV Ratio
80.0%18
Vacancy Buffer
4.0 mo69
Risk Index
42.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1 Trafalgar Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Data last updated within the past 24 hours.