675 Victoria Road N 5, Guelph

$699,000
675 Victoria Road N 5

$699,000

New
8d
Condo Townhouse2-Storey

675 Victoria Road N 5, Guelph

Total Monthly Obligation $3,690

Beds
3
Baths
4
Park
1
Sqft
1400-1599
DOM
8d
Score
18
Yield
5.0%
Cash on Cash
-4.5%
Cap Rate
3.6%
5Y IRR
12.0%
10Y IRR
11.8%
Property Type-Condo Townhouse
MLS® Number-X14085662
Beds-3
Bathrooms-4
Size-1400-1599 sqft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Condo Townhouse
Taxes-$5,095.92 (2026)
Maintenance-$245.35/mo
Locker-None
Parking-2 - Built-In
Basement-Walk-Out, Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE MEADOWTOWNE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Poured Concrete
Possession-T.B.A
Neighbourhood-Victoria North
Title-Residential Condo & Other

No agent assigned

Welcome to this stunning end-unit townhouse ideally located just minutes from Guelph Lake, the University of Guelph, scenic trails, shopping, and the popular farmers' market. Designed with style and functionality in mind, this beautifully appointed home features 9' ceilings, an open-concept main floor, and quality finishes throughout. The spacious kitchen showcases granite countertops, stainless steel appliances, a centre island, and hardwood flooring, flowing seamlessly into the bright dining and living area with large windows and a Juliette balcony. Upstairs, the generous primary retreat offers a walk-in closet, private terrace/balcony, and spacious 4-piece ensuite, while two additional bedrooms provide excellent space for family, guests, or a home office. Convenient second-floor laundry includes built-in appliances, a laundry sink, and tons of additional storage. The finished walk-out basement adds valuable living space with a large recreation room, a 4th bathroom, and sliding glass doors to the backyard. A stylish, move-in-ready home in an exceptional Guelph location!

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Closing Costs

Mortgage Amount
$559,200
Land Transfer Taxes$10,455
Legal Fees (Est.)
$
Total cash required for closing$151,755

Total Monthly Obligation

$3,690/mo
Mortgage $2,820
Monthly Loss $2,948
Principal$742
Interest$2,078
Property Tax$425
Condo Fees$245
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.5%1
5-Year IRR
9.0%29
10-Year IRR
9.8%
Returns Index
15.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,004/yr
NOI
$21,063/yr
Net Cash Flow
-$1,064/mo
Cash Margin
-36.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.628
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
22.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 675 Victoria Road N 5

Time

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Data last updated within the past 24 hours.