34 Cliffside Drive, Kawartha Lakes

$509,000
34 Cliffside Drive

$509,000

New
7d
Detached1 1/2 Storey

34 Cliffside Drive, Kawartha Lakes

Total Monthly Obligation $2,635

HausQ Valuation Report
Beds
3
Baths
1
Park
6
Sqft
1100-1500
DOM
7d
Score
22
Yield
5.7%
Cash on Cash
0.6%
Cap Rate
4.7%
5Y IRR
16.0%
10Y IRR
15.0%
Property Type-Detached
MLS® Number-X14086834
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-80 × 133.33 ft
Listed on site-Oct 16, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$2,480 (2026)
Parking-6 - None
Basement-Crawl Space
Heating-Heat Pump (Electric)
Brokerage-Century 21 United Realty Inc.
Cooling-Other
Laundry-No
Fireplace-Propane
Pool-None
Facing-North
Exterior-Wood
Roof-Metal
Foundation-Concrete Block
Sewer-Septic
Possession-Immediate
Neighbourhood-Emily
Title-Residential Freehold

No agent assigned

1.5 storey home surrounded by the natural beauty of the Kawarthas and just minutes from Pigeon Lake. Offering the feel of cottage country living without the waterfront price tag. This home has received numerous mechanical and cosmetic updates within the last few years and presents the perfect opportunity to just unpack and enjoy the scenery. The main floor features an open concept living/kitchen/dining area filled with natural light, a bedroom and four piece bath. Sip morning coffee on the sun filled front deck or enjoy the privacy of a covered rear deck. The second level offers 2 bedrooms. The primary features it's own balcony, your own private retreat. The property is located just minutes from both Ennismore and Bridgenorth, providing easy access to grocery stores, LCBO, beer store, and everyday essentials. Both Peterborough (approximately 20 minutes) and Lindsay (approximately 30 minutes) are easily accessible for shopping, dining, medical services, and entertainment, making this an ideal location for full-time residents seeking a peaceful community setting with everyday conveniences close at hand.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$407,200
Land Transfer Taxes$6,655
Legal Fees (Est.)
$
Total cash required for closing$109,955

Total Monthly Obligation

$2,635/mo
Mortgage $2,053
Monthly Loss $2,095
Principal$540
Interest$1,513
Property Tax$207
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.2%2
5-Year IRR
11.5%47
10-Year IRR
11.8%
Returns Index
24.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,800/yr
NOI
$18,940/yr
Net Cash Flow
-$475/mo
Cash Margin
-19.8%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7713
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo62
Risk Index
31.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 34 Cliffside Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.