247 Humphrey Street, Hamilton

$1,520,000
247 Humphrey Street

$1,520,000

New
7d
Detached2-Storey

247 Humphrey Street, Hamilton

Total Monthly Obligation $7,388

HausQ Valuation Report
Beds
4
Baths
4
Park
2
Sqft
3500-5000
DOM
7d
Score
16
Yield
4.2%
Cash on Cash
-6.0%
Cap Rate
3.3%
5Y IRR
10.9%
10Y IRR
10.9%
Property Type-Detached
MLS® Number-X14086854
Beds-4
Bathrooms-4
Size-3500-5000 sqft
Lot Size-51 × 103 ft
Listed on site-Oct 16, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$10,585 (2025)
Parking-4 - Built-In
Basement-Walk-Out, Unfinished
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick
Roof-Shingles
Foundation-Concrete Block
Sewer-Sewer
Possession-TBD
Neighbourhood-Waterdown
Title-Residential Freehold

No agent assigned

Gorgeous 3,513 sq ft. detached home situated in a prestigious neighborhood adjoining a vast forest. Premium ravine lot with walkout basement with hundreds of thousands of upgrade from builder!!! Stunning bright & spacious main floor boasted with 10" ceiling plus a large-sized office overlooking beautiful tree line in the spring/summer time. Open concept kitchen/family room offers an exceptional view to a ravine, ample space for breakfast area, Marble countertop and backsplash! The grand family room equips with a natural gas fireplace, hardwood floor and sunken ceilings. Spacious living/dining room is featured with hardwood floor and sunken ceiling. Elegant interlock on the front and backyard. Open-to-below upgrade & walk-out basement have direct access to a walking trail from large backyard. Spacious master bedroom with his and hers walk in closets and 5-piece ensuite with soaker tub. the 2nd and 3rd bedroom are bright and exceptional large. Jack and Jill bathroom available for 3rd & 4th bedroom. Close to schools, shopping, Bruce Trail, Burlington, 407/403 & QEW.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,216,000
Land Transfer Taxes$26,875
Legal Fees (Est.)
$
Total cash required for closing$332,375

Total Monthly Obligation

$7,388/mo
Mortgage $6,131
Monthly Loss $5,775
Principal$1,613
Interest$4,518
Property Tax$882
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.4%1
5-Year IRR
8.1%24
10-Year IRR
9.1%
Returns Index
13.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$64,200/yr
NOI
$42,695/yr
Net Cash Flow
-$2,573/mo
Cash Margin
-48.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
1.3 mo21
Risk Index
15.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 247 Humphrey Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.