146 Whernside Terrace, Kanata

$935,000
146 Whernside Terrace

$935,000

New
7d
Detached2-Storey

146 Whernside Terrace, Kanata

Total Monthly Obligation $4,650

Beds
4
Baths
4
Park
2
Sqft
2000-2500
DOM
7d
Score
18
Yield
4.6%
Cash on Cash
-4.3%
Cap Rate
3.7%
5Y IRR
12.1%
10Y IRR
11.9%
Property Type-Detached
MLS® Number-X14088270
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-38.85 × 86.85 ft
Listed on site-Oct 16, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$6,037 (2026)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK REALTY GROUP
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Nov 27, 2026 or TBA
Neighbourhood-9008 - Kanata - Morgan's Grant/South March
Title-Residential Freehold

No agent assigned

All-brick front elevation adds to the curb appeal of this home, nestled on a quiet street in family-friendly neighbourhood. Greet your guests in a bright foyer with tile floor, coat closet, and sidelight & transom windows. Powder rm is located here. Traditional floor plan with a twist, this home offers 9-ft ceilings on all 3 levels, emphasizing spaciousness. Rich hardwd floor & crown mouldings accentuate the combined liv- & din- rm. Cooking will become an enjoyable task in the spacious kitchen, featuring recessed lighting, flat-front cabinetry, quartz counters & tile backsplash. Ceramic tile floor is extended to the bright eating area, where a patio door with a transom window allows plenty of natural light & easy access to the back yard. Oversized fam-rm is perfect for informal gatherings, and is highlighted with hardwd floor, built-in storage cabinet, & an attractive gas fireplace. Two large windows allow an abundance of natural light and tranquil views of the back yard setting. Open staircase with wood handrail leads to the 2nd level. Large window and walk-in closet are featured in the primary bedrm, as well as a 5-piece ensuite bath with double vanity sink, soaker tub & separate shower stall. Three add'l bedrms are well-proportioned and boast large windows and ample closet space. Main bath is a 4-piece with tile floor, and 2nd level laundry will be a welcome feature. Built with the growing family in mind, the expansive lower level has been professionally finished with same attention to detail as the rest of the home. Oversized windows, 9-ft ceilings and full bath allow for easy development to include a guest suite. Ample storage space remains in the unfinished area. Invite the outside in! Fully fenced back yard awaits your design plans, with plenty of room to include gardens and a pool. Located on a quiet street, within easy access to all of the fabulous amenities that Morgan's Grant has to offer ... This home will be admired by many but can be owned by you.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$748,000
Land Transfer Taxes$15,175
Legal Fees (Est.)
$
Total cash required for closing$203,675

Total Monthly Obligation

$4,650/mo
Mortgage $3,772
Monthly Loss $3,657
Principal$992
Interest$2,779
Property Tax$503
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.5%1
5-Year IRR
8.9%28
10-Year IRR
9.7%
Returns Index
15.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,960/yr
NOI
$28,127/yr
Net Cash Flow
-$1,428/mo
Cash Margin
-39.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.627
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo32
Risk Index
19.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 146 Whernside Terrace

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