1126 Swan Street 15, North Dumfries

$799,900
1126 Swan Street 15

$799,900

New
7d
Condo TownhouseBungaloft

1126 Swan Street 15, North Dumfries

Total Monthly Obligation $4,176

Beds
3
Baths
3
Park
1
Sqft
1800-1999
DOM
7d
Score
17
Yield
4.5%
Cash on Cash
-6.5%
Cap Rate
3.2%
5Y IRR
10.5%
10Y IRR
10.6%
Property Type-Condo Townhouse
MLS® Number-X14089212
Beds-3
Bathrooms-3
Size-1800-1999 sqft
Listed on site-Oct 16, 2026
Style-Bungaloft
Building Type-Condo Townhouse
Taxes-$4,794 (2025)
Maintenance-$350/mo
Locker-None
Parking-2 - Attached
Basement-Unfinished, Full
Heating-Forced Air (Gas)
Brokerage-REVEL Realty Inc., Brokerage
Cooling-Central Air
Laundry-No
Fireplace-Family Room
Pool-None
Exterior-Brick, Aluminum Siding
Possession-30-59 days
Title-Residential Condo & Other

No agent assigned

Welcome to the highly sought after Joseph's Lane Town Bungalows located in the quaint village of Ayr. This Stunning Bungaloft offers 3 Bedrooms with the primary on the main level, and 2 1/2 bathrooms. The main floor boasts 9-foot-high ceilings and Engineered Hardwood floors, leading to the hallway with A powder room, front closet, and separate laundry room with built-In cabinetry. An open concept kitchen/living/dining area features ample space for entertaining with a large kitchen island and an impressive 2 Storey gas fireplace. The kitchen boasts ceiling high cabinetry, stainless steel appliances, Cambria quartz countertops, a large island with breakfast bar seating, and generous cabinet storage with an additional built-in pantry. The main floor primary bedroom offers a large walk-in closet and a 3-pc ensuite. The upper level features a lofted living area, 2 spacious bedrooms, both with walk-in closets, and a unique 4-pc bath with linen storage. An unspoiled basement awaits your design with a bathroom rough-in and plenty of space an entertainment theater, games room or workspace. The backyard has a south-facing private deck that opens on to a large rolling farmland and no backyard neighbours.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$639,920
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,953

Total Monthly Obligation

$4,176/mo
Mortgage $3,227
Monthly Loss $3,327
Principal$849
Interest$2,378
Property Tax$400
Condo Fees$350
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.2%1
5-Year IRR
7.7%21
10-Year IRR
8.8%
Returns Index
12.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,240/yr
NOI
$21,222/yr
Net Cash Flow
-$1,458/mo
Cash Margin
-48.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.556
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
20.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1126 Swan Street 15

Time

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