62 Stella Street, Pelham

$699,900
62 Stella Street

$699,900

New
7d
Detached2-Storey

62 Stella Street, Pelham

Total Monthly Obligation $3,936

Beds
4
Baths
4
Park
3
Sqft
2500-3000
DOM
7d
Score
17
Yield
5.1%
Cash on Cash
-5.0%
Cap Rate
3.5%
5Y IRR
11.6%
10Y IRR
11.5%
Property Type-Detached
MLS® Number-X14090084
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-85 × 252.56 ft
Listed on site-Oct 16, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$8,854 (2025)
Parking-5 - Attached
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-COLDWELL BANKER ADVANTAGE REAL ESTATE INC, BROKERAGE
Cooling-Other
Laundry-No
Fireplace-Family Room
Pool-None
Facing-West
Exterior-Vinyl Siding, Brick
Roof-Other
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-662 - Fonthill
Title-Residential Freehold

No agent assigned

Surrounded by mature trees in a fantastic neighbourhood, centrally located in Fonthill. This is one of the original houses in this neighbourhood, sitting deep within a unique lot on the outside corner of the street. This is a huge two-storey home, boasts 2600+sqft of living space, plus a finished basement, and an attached double car garage. Not only is this house spacious and functional, but it also holds its original character and charm. Main floor features a living room, formal dining room, eat-in kitchen, additional family room with brick fireplace, 2pc bathroom, and laundry/mud room with direct access to the garage. Second floor features 4 spacious bedrooms and a 5-piece bathroom. Primary bedroom has an ensuite bath (3pc) and walk in closet. The 4th bedroom has an additional den/office room, 3pc ensuite, and access to an unfinished loft over the garage, this is a practical space for guest accommodation or in-law suite potential. Basement is finished, a huge wide open rec room, and a utility/storage room - with a walk-up into the garage. Backing directly onto wooded forest, backyard is minimal but private. Feels like a cabin in the middle of woods. Lots of parking on the private driveway. House requires a bit of TLC but has amazing potential. Don't miss out on this incredible property in a premium location.

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$
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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,936/mo
Mortgage $2,823
Monthly Loss $3,193
Principal$743
Interest$2,080
Property Tax$738
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.9%1
5-Year IRR
8.0%23
10-Year IRR
9.1%
Returns Index
12.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,000/yr
NOI
$19,046/yr
Net Cash Flow
-$1,236/mo
Cash Margin
-41.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
21.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 62 Stella Street

Time

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