427 Paugh Lake Road, Madawaska Valley

$679,000
427 Paugh Lake Road

$679,000

New
6d
Detached2-Storey

427 Paugh Lake Road, Madawaska Valley

Total Monthly Obligation $3,355

Beds
3
Baths
2
Park
4
Sqft
2000-2500
DOM
6d
Score
18
Yield
4.4%
Cash on Cash
-4.4%
Cap Rate
3.6%
5Y IRR
12.1%
10Y IRR
11.9%
Property Type-Detached
MLS® Number-X14090428
Beds-3
Bathrooms-2
Size-2000-2500 sqft
Lot Size-100 × 231 ft
Listed on site-Oct 17, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$2,887.37 (2026)
Parking-4 - None
Basement-Full, Unfinished
Heating-Forced Air (Propane)
Brokerage-EXP REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Insulated Concrete Form
Sewer-Septic
Possession-Negotiable
Neighbourhood-570 - Madawaska Valley
Title-Residential Freehold

No agent assigned

Surrounded by mature trees, 427 Paugh Lake Road pairs a peaceful setting with a bright, open interior. The living room is the centrepiece, with soaring ceilings, tall windows on two sides, and an open staircase leading to a loft overlooking the space below. The kitchen brings together two-tone cabinetry, quartz counters, stainless steel appliances, a pantry, and breakfast-bar seating. The adjoining dining area opens onto the covered rear deck, making it easy to take meals outside or enjoy a quiet morning overlooking the yard. With three bedrooms and two bathrooms, the layout includes a main-floor primary bedroom with French doors to the backyard. Upstairs, two additional bedrooms are complemented by an open loft-a comfortable spot for reading, a home office, or a second sitting area. The thoughtfully divided upstairs bathroom places the double vanity separately from the tub/shower and toilet, allowing siblings or guests to get ready while keeping the bathing area private. Outside, the covered front porch, rear deck, and generous patio offer several places to relax among the trees. The unfinished basement provides storage and room for future finishing. Located just minutes from town, schools, the hospital, shopping, and everyday amenities, this home combines a peaceful setting with everyday convenience. Move-in ready and beautifully finished, it's ready for you to settle in and enjoy.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$543,200
Land Transfer Taxes$10,055
Legal Fees (Est.)
$
Total cash required for closing$147,355

Total Monthly Obligation

$3,355/mo
Mortgage $2,739
Monthly Loss $2,634
Principal$721
Interest$2,018
Property Tax$241
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.1%1
5-Year IRR
8.5%26
10-Year IRR
9.4%
Returns Index
14.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,000/yr
NOI
$19,613/yr
Net Cash Flow
-$1,105/mo
Cash Margin
-44.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo47
Risk Index
24.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 427 Paugh Lake Road

Time

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