7819 Pender Street, Niagara Falls

$1,299,000
7819 Pender Street

$1,299,000

New
6d
Detached2-Storey

7819 Pender Street, Niagara Falls

Total Monthly Obligation $6,260

Beds
5
Baths
4
Park
3
Sqft
2500-3000
DOM
6d
Score
15
Yield
3.0%
Cash on Cash
-11.0%
Cap Rate
2.2%
5Y IRR
7.0%
10Y IRR
7.9%
Property Type-Detached
MLS® Number-X14090528
Beds-5
Bathrooms-4
Size-2500-3000 sqft
Lot Size-74.48 × 115 ft
Listed on site-Oct 17, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$7,742 (2026)
Parking-5 - Attached
Basement-Apartment, Finished, Separate Entrance, Walk-Up, Full
Heating-Forced Air (Electric)
Brokerage-REVEL Realty Inc., Brokerage
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-220 - Oldfield
Title-Residential Freehold

No agent assigned

Welcome to this exceptional custom built home on a premium corner lot in one of Niagara Falls' most desirable family neighbourhoods. Offering outstanding curb appeal with professional landscaping, custom interlocking stone, and a covered front porch, this home blends quality craftsmanship with modern design. The property's zoning also permits an owner occupied short term rental, offering an excellent opportunity for supplemental income. The bright open concept main floor features 9 ft ceilings, engineered hardwood flooring, abundant natural light, and custom feature walls. The spacious eat in kitchen showcases new quartz countertops, a walk in pantry, and overlooks the inviting family room with a floor to ceiling stone fireplace. A second living room offers flexibility as a home office, formal sitting area, or playroom, while the main floor laundry and powder room add everyday convenience. Upstairs, the spacious primary suite features a large walk in closet and stylish ensuite with quartz countertops and an oversized glass shower. Three additional generous bedrooms and a full bathroom provide plenty of space for a growing family. The professionally finished basement offers over 1,000 sq ft of additional living space with a separate walk out entrance, making it ideal for multigenerational living, an in law suite, or owner occupied short term rental potential. Complete with luxury vinyl plank flooring, a large bedroom, oversized glass shower, walk in linen closet, cold room, dedicated laundry, and excellent storage. Step outside to a beautifully landscaped backyard with over 700 sq ft of interlocking stone patio, perfect for entertaining or relaxing. Close to excellent schools, parks, trails, golf, shopping, dining, and everyday amenities, this move in ready home offers the space, flexibility, and lifestyle today's buyers are searching for.

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%
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$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,039,200
Land Transfer Taxes$22,455
Legal Fees (Est.)
$
Total cash required for closing$283,755

Total Monthly Obligation

$6,260/mo
Mortgage $5,240
Monthly Loss $4,881
Principal$1,379
Interest$3,861
Property Tax$645
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.8%11
Cash-on-Cash
-14.2%0
5-Year IRR
4.5%9
10-Year IRR
6.3%
Returns Index
6.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,360/yr
NOI
$23,182/yr
Net Cash Flow
-$3,308/mo
Cash Margin
-100.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.373
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo24
Risk Index
15.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 7819 Pender Street

Time

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