31 Gillin Road, Brantford

$649,000
31 Gillin Road

$649,000

New
4d
DetachedBungalow-Raised

31 Gillin Road, Brantford

Total Monthly Obligation $3,373

Beds
4
Baths
2
Park
4
Sqft
1100-1500
DOM
4d
Score
20
Yield
5.2%
Cash on Cash
-2.2%
Cap Rate
4.1%
5Y IRR
13.8%
10Y IRR
13.2%
Property Type-Detached
MLS® Number-X14092292
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-96.4 × 99.3 ft
Listed on site-Oct 19, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-31-50
Taxes-$4,563 (2025)
Parking-4 - None
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-REAL BROKER ONTARIO LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-Above Ground
Facing-East
Exterior-Brick, Brick Front
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

Raised bungalow on a level corner lot backing onto park green space in Brantford's Brantwood Park community. Three bedrooms on the main level plus a fourth below, two full bathrooms, and a finished lower level with a natural gas fireplace. The kitchen has dark cabinetry, tile flooring and a built-in microwave. Outside is a fully fenced yard with a 2018 deck, a 12 ft round above-ground pool, a storage shed, and open green space beyond the back fence. The driveway is full concrete with exposed edging. Water softener and reverse osmosis system (2025); furnace is owned.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$519,200
Land Transfer Taxes$9,455
Legal Fees (Est.)
$
Total cash required for closing$140,755

Total Monthly Obligation

$3,373/mo
Mortgage $2,618
Monthly Loss $2,684
Principal$689
Interest$1,929
Property Tax$380
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%20
Cash-on-Cash
-7.3%1
5-Year IRR
9.9%35
10-Year IRR
10.5%
Returns Index
18.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,720/yr
NOI
$21,285/yr
Net Cash Flow
-$844/mo
Cash Margin
-30.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.689
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo47
Risk Index
24.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 31 Gillin Road

Time

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