124 St Augustine Drive, St. Catharines

$559,900
124 St Augustine Drive

$559,900

New
4d
DetachedBacksplit 4

124 St Augustine Drive, St. Catharines

Total Monthly Obligation $2,981

HausQ Valuation Report
Beds
3
Baths
2
Park
4
Sqft
1100-1500
DOM
4d
Score
23
Yield
6.3%
Cash on Cash
2.2%
Cap Rate
5.1%
5Y IRR
17.3%
10Y IRR
16.0%
Property Type-Detached
MLS® Number-X14092424
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-40 × 114.97 ft
Listed on site-Oct 19, 2026
Style-Backsplit 4
Building Type-Detached
Age-31-50
Taxes-$4,168 (2025)
Parking-5 - Attached
Basement-Finished with Walk-Out, Finished, Walk-Out, Walk-Up, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-EXP REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas, Family Room
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-1-29 days
Neighbourhood-455 - Secord Woods
Title-Residential Freehold

No agent assigned

Proudly offered by the original owners, 124 St. Augustine Drive is a well-cared-for detached home with room to spread out. This four-level backsplit in Secord Woods offers three bedrooms, two full bathrooms and an attached single garage, with separate living spaces that give everyone a little room of their own. The bright main level brings the kitchen, dining and living areas together, while the lower-level family room offers a comfortable spot for movie nights or relaxing by the gas fireplace. A recently updated three-piece bathroom with a new shower adds convenience on this level. The fourth level provides laundry and storage space, along with room for a workshop, exercise equipment or hobbies. Outside, enjoy a manageable backyard with space to sit out and garden without spending the whole weekend on upkeep. The roof and skylight were replaced approximately five years ago. Located close to the Pen Centre, parks, tennis courts and the Welland Canal trails, with convenient access to Highway 406, Brock University and public transit. If you're looking for a home that's been carefully maintained, with space to settle in and make it your own over time, this one is worth a look.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$447,920
Land Transfer Taxes$7,673
Legal Fees (Est.)
$
Total cash required for closing$121,153

Total Monthly Obligation

$2,981/mo
Mortgage $2,258
Monthly Loss $2,386
Principal$594
Interest$1,664
Property Tax$347
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.5%3
5-Year IRR
12.9%57
10-Year IRR
12.9%
Returns Index
29.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,040/yr
NOI
$22,868/yr
Net Cash Flow
-$353/mo
Cash Margin
-12.1%0
Cash Flow Index
0.4/ 100
Risk Profile
Weight: 20%
DSCR
0.8416
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
29.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 124 St Augustine Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.