42 Stephenson Road, Brantford

$899,900
42 Stephenson Road

$899,900

New
6d
Detached2-Storey

42 Stephenson Road, Brantford

Total Monthly Obligation $4,678

Beds
4
Baths
3
Park
2
Sqft
2500-3000
DOM
6d
Score
16
Yield
4.1%
Cash on Cash
-8.0%
Cap Rate
2.9%
5Y IRR
9.3%
10Y IRR
9.7%
Property Type-Detached
MLS® Number-X14092674
Beds-4
Bathrooms-3
Size-2500-3000 sqft
Lot Size-19.8 × 130 ft
Listed on site-Oct 17, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,082 (2026)
Parking-4 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX TWIN CITY REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-tbd
Title-Residential Freehold

No agent assigned

Some homes simply rise above the rest, and this one is exceptional! Sparkling like new, this 2,817 sq. ft., 2-storey, 4 bedroom home is a true standout, with luxurious upgrades, refined finishes and breathtaking gardens that transform the backyard into a little piece of paradise. Immaculate throughout, the calibre of improvements is evident! The bright main floor features a formal living room and an open-concept kitchen and family room, ideal for everyday living and entertaining. The showstopper kitchen features gorgeous quartzite countertops and a custom-built island, while large sliding patio doors (2024) open onto the deck. Main-floor laundry and a 2pc bath add convenience. Upstairs, the bright & airy 2nd level showcases stunning new hardwood flooring throughout. Stepping through the double doors, you'll discover the beautifully appointed primary suite, a retreat of its own featuring a dream custom-designed walk-in closet and an upgraded ensuite with high-end finishes. Three generously sized bedrooms and a 4-pc bathroom complete this inviting level. And there's still more room to grow! The Lookout Basement features larger windows that bring in plenty of natural light, offering a blank canvas of possibilities! Think recreation room, additional bedrooms and a home gym. This unfinished basement is ready to make your own! And then there's the backyard! A gardener's dream, this beautiful outdoor space is filled with lush, established garden beds, colourful plantings and even a raised vegetable garden. The thoughtfully designed deck (new in 2019) is perfect for summer dinners, entertaining or enjoying a quiet evening. Another valuable upgrade is the 200-amp electrical service, offering capacity for the handyman's tools or an EV charger. Situated in desirable Grand Valley Trails with nearby parks and quick access to Hwy 403, this home offers a winning combination of quality, space and location! Book your showing today! BBQ gas hookup 2019. Roof 2022. Furnace 2024.

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Closing Costs

Mortgage Amount
$719,920
Land Transfer Taxes$14,473
Legal Fees (Est.)
$
Total cash required for closing$195,953

Total Monthly Obligation

$4,678/mo
Mortgage $3,630
Monthly Loss $3,723
Principal$955
Interest$2,675
Property Tax$674
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%13
Cash-on-Cash
-12.0%0
5-Year IRR
6.2%15
10-Year IRR
7.7%
Returns Index
8.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,540/yr
NOI
$20,304/yr
Net Cash Flow
-$1,938/mo
Cash Margin
-63.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.474
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo32
Risk Index
18.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 42 Stephenson Road

Time

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