90 London Street N, Hamilton

$469,000
90 London Street N

$469,000

New
4d
Detached1 Storey/Apt

90 London Street N, Hamilton

Total Monthly Obligation $2,325

HausQ Valuation Report
Beds
2
Baths
1
Park
1
Sqft
700-1100
DOM
4d
Score
19
Yield
4.5%
Cash on Cash
-5.1%
Cap Rate
3.5%
5Y IRR
11.5%
10Y IRR
11.4%
Property Type-Detached
MLS® Number-X14092722
Beds-2
Bathrooms-1
Size-700-1100 sqft
Lot Size-30 × 100 ft
Listed on site-Oct 19, 2026
Style-1 Storey/Apt
Building Type-Detached
Age-100+
Taxes-$2,800 (2026)
Parking-1 - None
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-MICHAEL ST.JEAN REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-TBD
Neighbourhood-Crown Point
Title-Residential Freehold

No agent assigned

Welcome to 90 London Street North! This charming brick home offers 2 bedrooms, 1 bathroom, an updated kitchen and a finished basement providing additional living space. Major updates completed in 2019 include roof, windows, doors, furnace, central air, eavestroughs, electrical updates and waterproofing with sump pump. Enjoy the added outdoor space of a concrete rear patio and the convenience of a private single-car driveway. Ideally situated in Hamilton, close to local schools, parks, shopping, restaurants, public transit and everyday amenities, with convenient access to downtown Hamilton and major commuter routes. A great opportunity for first-time buyers, downsizers or investors looking for a well-maintained home with valuable updates and versatile living space. Don't miss your opportunity to make this home your own!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$375,200
Land Transfer Taxes$5,855
Legal Fees (Est.)
$
Total cash required for closing$101,155

Total Monthly Obligation

$2,500/mo
Mortgage $1,892
Monthly Loss $2,002
Principal$498
Interest$1,394
Property Tax$233
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.8%1
5-Year IRR
7.2%19
10-Year IRR
8.5%
Returns Index
10.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$21,252/yr
NOI
$11,827/yr
Net Cash Flow
-$906/mo
Cash Margin
-51.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
3.9 mo67
Risk Index
30.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 90 London Street N

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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Data last updated within the past 24 hours.