1314 Monaghan Road, Peterborough

$599,900
1314 Monaghan Road

$599,900

New
4d
Detached2-Storey

1314 Monaghan Road, Peterborough

Total Monthly Obligation $3,310

Beds
4
Baths
2
Park
5
Sqft
1500-2000
DOM
4d
Score
20
Yield
5.8%
Cash on Cash
-1.1%
Cap Rate
4.3%
5Y IRR
14.7%
10Y IRR
13.9%
Property Type-Detached
MLS® Number-X14092836
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-40.08 × 116.25 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,177.86 (2026)
Parking-5 - None
Basement-Separate Entrance, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ROUGE RIVER REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-TBD
Neighbourhood-Town Ward 3
Title-Residential Freehold

No agent assigned

Welcome to 1314 Monaghan Rd, a beautifully maintained century brick home in Peterborough's highly sought-after Avenues neighbourhood. Combining timeless character with modern functionality, this move-in-ready home offers 3+1 bedrooms, 2 bathrooms, generous living space, and parking for up to five vehicles. The main floor features bright and inviting living and dining areas, convenient laundry and a spacious family room with exposed brick overlooking the private backyard. A flexible layout provides the option for a main-floor bedroom, perfect for families, guests, or multi-generational living. A standout feature is the professionally renovated in-law suite with a separate entrance, private laundry, one bedroom plus a den and exceptional flexibility for extended family, guests or potential income opportunities. This self-contained lower-level space offers privacy, comfort and versatility to suit a variety of lifestyles. Outside, enjoy a large backyard with plenty of space to relax, entertain, or create your own outdoor retreat. Located close to schools, parks, downtown amenities, shopping and transit, this rare Avenues property offers the perfect combination of character, flexibility and move-in-ready living in one of Peterborough's most desirable neighbourhoods.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$479,920
Land Transfer Taxes$8,473
Legal Fees (Est.)
$
Total cash required for closing$129,953

Total Monthly Obligation

$3,310/mo
Mortgage $2,420
Monthly Loss $2,673
Principal$637
Interest$1,783
Property Tax$515
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%22
Cash-on-Cash
-6.5%2
5-Year IRR
10.6%39
10-Year IRR
11.1%
Returns Index
20.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,800/yr
NOI
$20,642/yr
Net Cash Flow
-$700/mo
Cash Margin
-24.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7110
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
25.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1314 Monaghan Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.