649 Garden Road, Selwyn

$624,900
649 Garden Road

$624,900

New
4d
DetachedBungalow-Raised

649 Garden Road, Selwyn

Total Monthly Obligation $3,121

HausQ Valuation Report
Beds
4
Baths
2
Park
4
Sqft
1100-1500
DOM
4d
Score
23
Yield
5.8%
Cash on Cash
1.5%
Cap Rate
4.9%
5Y IRR
16.8%
10Y IRR
15.6%
Property Type-Detached
MLS® Number-X14093488
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-54.26 × 377.32 ft
Listed on site-Oct 19, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-51-99
Taxes-$2,700.07 (2026)
Parking-5 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Century 21 United Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-Inground
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Septic
Possession-Flexible
Neighbourhood-Selwyn
Title-Residential Freehold

No agent assigned

Welcome to the sought-after community of Ennismore! Tucked away on a quiet cul-de-sac, this well-cared-for and thoughtfully updated 3+1 bedroom home offers comfortable living and a fantastic backyard retreat. Enjoy summer days by the inground pool, complete with a new pool liner (2025), pool pump (2024) and pool fencing (2026). The outdoor space is perfect for entertaining and relaxing, with a new deck added in 2024 and plenty of room to enjoy the backyard. Inside, updated kitchen cabinetry and appliances (2026) add a fresh touch to the home. Additional updates include a GenerLink meter connection (2025), chimney repointing (2024)and roof (2021) & more. Whether you're raising a family, looking to downsize or planning your retirement, this home offers a wonderful opportunity to enjoy a relaxed lifestyle in the heart of Ennismore.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$499,920
Land Transfer Taxes$8,973
Legal Fees (Est.)
$
Total cash required for closing$135,453

Total Monthly Obligation

$3,121/mo
Mortgage $2,521
Monthly Loss $2,457
Principal$663
Interest$1,857
Property Tax$225
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.0%27
Cash-on-Cash
-3.8%3
5-Year IRR
12.7%55
10-Year IRR
12.7%
Returns Index
28.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,000/yr
NOI
$25,200/yr
Net Cash Flow
-$421/mo
Cash Margin
-14.0%0
Cash Flow Index
0.3/ 100
Risk Profile
Weight: 20%
DSCR
0.8316
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo51
Risk Index
28.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 649 Garden Road

Time

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Data last updated within the past 24 hours.