132 Perth Street, Stratford

$529,500
132 Perth Street

$529,500

New
4d
Detached2-Storey

132 Perth Street, Stratford

Total Monthly Obligation $2,784

Beds
2
Baths
2
Park
3
Sqft
700-1100
DOM
4d
Score
21
Yield
5.5%
Cash on Cash
-0.5%
Cap Rate
4.5%
5Y IRR
15.2%
10Y IRR
14.3%
Property Type-Detached
MLS® Number-X14093588
Beds-2
Bathrooms-2
Size-700-1100 sqft
Lot Size-48 × 100.5 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$3,276 (2026)
Parking-3 - None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE WOLLE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-Stratford
Title-Residential Freehold

No agent assigned

If you're looking for a turn-key home that's truly move-in ready, this could be the one! This charming two-storey, two-bedroom home has undergone numerous improvements, including both the upgrades you can see and many important ones you can't. One of the biggest transformations is the beautiful Hickory hardwood flooring throughout (2026), creating a consistent and seamless flow from room to room, complete with new hardwood stairs. The improvements don't stop there. The home features new interior doors and closets (2026), professional painting throughout (2026), a new two-piece bathroom on the main floor (2023), updated plumbing (2023), updated electrical (2023), a new sump pump (2023), new water softener (2023), new backsplash (2026), stainless steel hood fan (2023), newer front-load washer and dryer (2023), newer stainless steel appliances (2023), and new gas lines for both the stove and BBQ (2023). The back addition was also insulated in 2023, while new gutters and eaves were completed in 2025, followed by brand-new air conditioning (2026). For added peace of mind, the main drain piping in the basement was completely dug up and replaced (2023) - a major upgrade that's already been taken care of for the next owner. Step outside and you'll find a large, fully fenced backyard with two storage sheds and plenty of thoughtfully added plants and shrubs that enhance the outdoor space and provide a great setting to relax, entertain, or enjoy with family and pets. Located on a quiet street just minutes from downtown, golf, shopping and everyday amenities, this home has been well cared for and thoughtfully improved from top to bottom. The big projects are done, the updates are complete, and all that's left to do is move in and make it your own!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$423,600
Land Transfer Taxes$7,065
Legal Fees (Est.)
$
Total cash required for closing$114,465

Total Monthly Obligation

$2,784/mo
Mortgage $2,136
Monthly Loss $2,222
Principal$562
Interest$1,574
Property Tax$273
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.1%2
5-Year IRR
10.8%41
10-Year IRR
11.2%
Returns Index
21.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,340/yr
NOI
$18,630/yr
Net Cash Flow
-$583/mo
Cash Margin
-23.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo59
Risk Index
29.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 132 Perth Street

Time

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Data last updated within the past 24 hours.