2804 Heardcreek Trail, London North

$828,000
2804 Heardcreek Trail

$828,000

New
4d
Detached2-Storey

2804 Heardcreek Trail, London North

Total Monthly Obligation $4,246

Beds
4
Baths
3
Park
2
Sqft
2000-2500
DOM
4d
Score
17
Yield
4.3%
Cash on Cash
-6.6%
Cap Rate
3.2%
5Y IRR
10.4%
10Y IRR
10.5%
Property Type-Detached
MLS® Number-X14093640
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-40.03 × 113.88 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$6,370 (2025)
Parking-4 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 FIRST CANADIAN CORP
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Stucco (Plaster)
Roof-Shingles
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-North S
Title-Residential Freehold

No agent assigned

Welcome to this beautiful contemporary-built home in the highly desirable Fox Hollow neighbourhood of North London. Featuring a bright, open-concept layout, this home offers the perfect blend of style, comfort, and functionality. The inviting kitchen showcases white cabinetry, elegant quartz countertops, stainless steel appliances, and a large island, with sliding doors leading to the spacious backyard. The main floor features generous living and dining areas, complemented by ceramic and engineered hardwood flooring. Recent updates include fresh paint throughout and new flooring, while large windows fill the home with natural light. Offering 4 spacious bedrooms and 2.5 bathrooms, the home features an impressive primary bedroom retreat with a walk-in closet and an elegant ensuite complete with a soaker tub and separate walk-in shower. Additional highlights include a welcoming double-door front entrance, a double-car garage, a double-car driveway, and the convenience of second-floor laundry. Enjoy the large, backyard, perfect for family gatherings, outdoor entertaining, or relaxing in your own private space. The unfinished basement offers endless possibilities to customize and create additional living space to suit your needs. Ideally located close to shopping, parks, schools, and many other amenities, this home is a wonderful opportunity for families looking for comfort and convenience in a sought-after North London community

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$662,400
Land Transfer Taxes$13,035
Legal Fees (Est.)
$
Total cash required for closing$180,135

Total Monthly Obligation

$4,246/mo
Mortgage $3,340
Monthly Loss $3,367
Principal$879
Interest$2,461
Property Tax$531
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.8%1
5-Year IRR
7.1%19
10-Year IRR
8.4%
Returns Index
10.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,196/yr
NOI
$20,806/yr
Net Cash Flow
-$1,606/mo
Cash Margin
-54.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
19.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 2804 Heardcreek Trail

Time

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