9218 White Oak Avenue N, Niagara Falls

$879,000
9218 White Oak Avenue N

$879,000

New
4d
Detached2-Storey

9218 White Oak Avenue N, Niagara Falls

Total Monthly Obligation $4,758

Beds
4
Baths
4
Park
4
Sqft
3000-3500
DOM
4d
Score
16
Yield
4.7%
Cash on Cash
-6.4%
Cap Rate
3.2%
5Y IRR
10.5%
10Y IRR
10.6%
Property Type-Detached
MLS® Number-X14093858
Beds-4
Bathrooms-4
Size-3000-3500 sqft
Lot Size-46.26 × 104.99 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Taxes-$10,043.72 (2025)
Parking-6 - Built-In
Basement-Walk-Out, Full
Heating-Forced Air (Gas)
Brokerage-UPSTATE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-224 - Lyons Creek
Title-Residential Freehold

No agent assigned

Welcome to this stunning 4-bedroom, 4-bathroom detached home in the highly desirable Lyon's Creek community of Niagara Falls! Built in 2022, this impressive residence offers approximately 3,135 sq. ft. of above-grade living space, combining modern elegance with exceptional functionality. The main floor features beautiful hardwood flooring, separate living and dining areas, a spacious family room with a cozy gas fireplace, and a dedicated office/den ideal for working from home. The upgraded gourmet kitchen boasts quartz countertops, stainless steel appliances, a centre island, tiled backsplash, gas and electric hookups, and a generous breakfast area with walkout access to the deck. An elegant stained oak staircase with iron pickets adds a touch of sophistication. Upstairs, the luxurious primary suite offers a spa-inspired ensuite and a spacious walk-in closet. The second bedroom features its own ensuite and private balcony, while the additional bedrooms are generously sized, with a shared Jack-and-Jill-style semi-ensuite. The home also features two balconies, a conveniently located laundry area, and a double-car garage with direct interior access. The unfinished walkout basement, complete with upgraded windows and a bathroom rough-in, offers excellent potential for future living space. Situated on a premium ravine lot with no rear neighbours, this property provides a peaceful and private backyard setting. Ideally located near schools, parks, shopping, the upcoming hospital, and with convenient access to the QEW, this exceptional home offers the perfect blend of comfort, space, and convenience for modern family living.

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%
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$
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$703,200
Land Transfer Taxes$14,055
Legal Fees (Est.)
$
Total cash required for closing$191,355

Total Monthly Obligation

$4,758/mo
Mortgage $3,546
Monthly Loss $3,825
Principal$933
Interest$2,613
Property Tax$837
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.7%1
5-Year IRR
7.3%20
10-Year IRR
8.5%
Returns Index
11.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,968/yr
NOI
$22,327/yr
Net Cash Flow
-$1,685/mo
Cash Margin
-49.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo32
Risk Index
18.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 9218 White Oak Avenue N

Time

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Data last updated within the past 24 hours.