77 Napier Street, Goderich

$474,900
77 Napier Street

$474,900

New
4d
Detached1 1/2 Storey

77 Napier Street, Goderich

Total Monthly Obligation $2,592

Beds
3
Baths
2
Park
4
Sqft
1500-2000
DOM
4d
Score
24
Yield
6.3%
Cash on Cash
2.2%
Cap Rate
5.1%
5Y IRR
17.3%
10Y IRR
16.0%
Property Type-Detached
MLS® Number-X14094136
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-56 × 132 ft
Listed on site-Oct 19, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$3,611.89 (2026)
Parking-4 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Coldwell Banker All Points-Festival City Realty
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-Jan/Feb 2027
Neighbourhood-Goderich (Town)
Title-Residential Freehold

No agent assigned

77 Napier Street, Goderich | Charm, Character & a Whole Lot of Love! Some homes just have that feeling the moment you walk through the door, and 77 Napier Street is one of them! Every inch of this charming 1-storey home has been lovingly cared for, thoughtfully maintained and is ready for its next owners to enjoy. Offering 3 bedrooms & 2 bathrooms, this home is full of warmth and personality. Step inside to a welcoming front foyer with coat closet, leading to a cozy living room & dining room that flow beautifully together. The spacious eat-in kitchen offers plenty of room to gather, while the convenient main-floor laundry & 2-piece bath are tucked near the back entrance. Upstairs, you'll find three comfortable bedrooms a full 4-piece bathroom. And just wait until you see the backyard! Professionally landscaped approximately two years ago, this fully fenced outdoor space is a little slice of paradise! Beautiful stonework, low-maintenance decking and a garden shed create a wonderful setting to enjoy the outdoors. Out front, the sweetest little covered porch adds even more character to this already lovable home. The pride of ownership goes well beyond what meets the eye! Siding, roof and windows were updated in 2012, with plumbing and electrical improvements completed over the years. Gas forced-air heating and central air add to the comforts of this well-maintained property. And the location? It's everything you love about small-town living! Nestled in a wonderful Goderich neighbourhood where neighbours still wave and might even bring your garbage bin in for you! You're just a short stroll from beautiful walking trails, the Maitland River and the shores of Lake Huron. First-time buyers, take note! If you've been waiting for a home with character, a gorgeous yard and many of the big-ticket updates already taken care of, this could be the one you've been hoping to find.77 Napier Street - small-town charm, pride of ownership and a place that truly feels like home!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$379,920
Land Transfer Taxes$5,973
Legal Fees (Est.)
$
Total cash required for closing$102,453

Total Monthly Obligation

$2,592/mo
Mortgage $1,916
Monthly Loss $2,088
Principal$504
Interest$1,412
Property Tax$301
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.0%27
Cash-on-Cash
-4.0%3
5-Year IRR
12.5%54
10-Year IRR
12.6%
Returns Index
28.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,000/yr
NOI
$18,888/yr
Net Cash Flow
-$342/mo
Cash Margin
-13.7%0
Cash Flow Index
0.3/ 100
Risk Profile
Weight: 20%
DSCR
0.8215
LTV Ratio
80.0%18
Vacancy Buffer
3.7 mo63
Risk Index
32.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 77 Napier Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.