3 Georgina Street, Kitchener

$979,000
3 Georgina Street

$979,000

New
4d
Detached2-Storey

3 Georgina Street, Kitchener

Total Monthly Obligation $4,905

Beds
4
Baths
4
Park
2
Sqft
2500-3000
DOM
4d
Score
17
Yield
4.3%
Cash on Cash
-6.1%
Cap Rate
3.3%
5Y IRR
10.7%
10Y IRR
10.8%
Property Type-Detached
MLS® Number-X14094170
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-41.77 × 109.45 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Age-New
Taxes-$6,973 (2025)
Parking-4 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Gold Estate Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Title-Residential Freehold

No agent assigned

Welcome to 3 Georgina Street, Kitchener - a beautifully maintained 3-year-new home offering approximately 2,593 sq. ft. of above-grade living space, designed for modern family living with an impressive combination of space, functionality and natural light.The main floor immediately feels bright and open, with large windows, rich hardwood flooring and a highly functional open-concept layout. A separate front room provides the perfect space for a home office or study, while the spacious family room features a cozy fireplace and flows seamlessly into the dining area and kitchen. The kitchen is the heart of the home, showcasing quartz countertops, an oversized centre island with seating, abundant cabinetry, stainless-steel appliances, built-in wall ovens and a gas cooktop - ideal for both everyday family life and entertaining. A convenient powder room completes the main level.Upstairs, the generous primary bedroom offers a true retreat with a walk-in closet and large private ensuite featuring a freestanding soaker tub, separate glass shower and expansive vanity. The additional bedrooms are bright and well proportioned, while upper-level laundry adds everyday convenience. Large windows throughout the second floor keep the entire home filled with natural light.Outside, enjoy a fully fenced backyard with a patio area and plenty of open lawn space for children, entertaining or summer gatherings. The substantial covered front porch adds even more usable outdoor living space and gives the home excellent curb appeal.At only three years old, 3 Georgina Street delivers the space of a large detached home with a modern floor plan, contemporary finishes and approximately 2,593 sq. ft. above grade - without the wait of buying new construction. A fantastic opportunity for buyers looking for a spacious, move-in-ready family home in Kitchener.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$783,200
Land Transfer Taxes$16,055
Legal Fees (Est.)
$
Total cash required for closing$213,355

Total Monthly Obligation

$4,905/mo
Mortgage $3,949
Monthly Loss $3,866
Principal$1,039
Interest$2,910
Property Tax$581
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.1%1
5-Year IRR
7.6%21
10-Year IRR
8.7%
Returns Index
11.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$41,664/yr
NOI
$26,025/yr
Net Cash Flow
-$1,780/mo
Cash Margin
-51.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.556
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo30
Risk Index
18.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 3 Georgina Street

Time

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