154 Mill Street, West Lincoln

$799,888
154 Mill Street

$799,888

New
4d
Att/Row/Townhouse2-Storey

154 Mill Street, West Lincoln

Total Monthly Obligation $3,775

Beds
3
Baths
3
Park
2
Sqft
1100-1500
DOM
4d
Score
19
Yield
4.5%
Cash on Cash
-3.1%
Cap Rate
3.9%
5Y IRR
13.1%
10Y IRR
12.7%
Property Type-Att/Row/Townhouse
MLS® Number-X14094196
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-22 × 100 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-New
Taxes-$2,080.41 (2026)
Parking-3 - Attached
Basement-Separate Entrance, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-East
Exterior-Hardboard, Other
Roof-Metal
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-057 - Smithville
Title-Residential Freehold

No agent assigned

A RARE OPPORTUNITY TO OWN AN EXCEPTIONAL CUSTOM-BUILT LUXURY TOWNHOME ON HISTORIC MILL STREET! A remarkable blend of architectural sophistication, contemporary elegance and superior craftsmanship. This extraordinary two-storey freehold residence offers over 1,340 sq. ft. of thoughtfully designed space with exceptional attention to detail. This stunning home showcases premium finishes, striking architectural features and modern conveniences throughout. Step inside to discover an inviting, light-filled interior featuring floor to ceiling windows and two spectacular skylights. With beautifully crafted oak hardwood staircase, rod iron spindles and pot lights throughout this home is a true showpiece. The sophisticated kitchen features contemporary cabinetry, elegant quartz countertops, a generous centre island and stylish finishes that perfectly complement the home's modern aesthetic. The upper level offers three spacious bedrooms, including a private ensuite in the Primary. Premium upgrades includes metal roofing, oversized windows, a sleek electric fireplace, digital thermostat, tankless hot water heater, video doorbell and a 200-amp electrical panel. Adding even greater value, the basement features an egress window and compatibility for a possible future accessory dwelling unit. NOT YOUR ORDINARY TOWNHOME - THIS IS A TRULY DISTINCTIVE RESIDENCE WHERE MODERN DESIGN, QUALITY CONSTRUCTION AND EXCEPTIONAL FEATURES COME TOGETHER. An incredible opportunity for buyers seeking something beyond the ordinary. A must-see property!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$639,910
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,951

Total Monthly Obligation

$3,775/mo
Mortgage $3,227
Monthly Loss $2,926
Principal$849
Interest$2,377
Property Tax$173
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.5%1
5-Year IRR
9.6%33
10-Year IRR
10.3%
Returns Index
17.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,000/yr
NOI
$25,820/yr
Net Cash Flow
-$1,075/mo
Cash Margin
-35.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo41
Risk Index
22.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 154 Mill Street

Time

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