265 Ridge Road, Prince Edward County

$769,900
265 Ridge Road

$769,900

New
4d
Detached2-Storey

265 Ridge Road, Prince Edward County

Total Monthly Obligation $3,711

Beds
4
Baths
2
Park
6
Sqft
2000-2500
DOM
4d
Score
16
Yield
3.5%
Cash on Cash
-8.1%
Cap Rate
2.8%
5Y IRR
9.2%
10Y IRR
9.6%
Property Type-Detached
MLS® Number-X14094524
Beds-4
Bathrooms-2
Size-2000-2500 sqft
Lot Size-420 × 275.24 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$2,762 (2025)
Parking-8 - Detached
Basement-Unfinished, Partial Basement
Heating-Forced Air (Propane)
Brokerage-Chestnut Park Real Estate Limited
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Wood
Pool-Inground
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Septic
Possession-TBD
Neighbourhood-Hallowell
Title-Residential Freehold

No agent assigned

Set amid mature trees and rolling countryside, this lovingly maintained c.1870 farmhouse enjoys sweeping pastoral views and a serene sense of privacy across more than 2.5 acres. Despite its secluded feel, the home is ideally located just five minutes from Picton. Rich in original character, this bright & charming home offers more than 2,000 sq. ft. of living space with a versatile layout suited to a range of lifestyles. The main level is anchored by an open-concept kitchen and dining area, creating a welcoming hub for everyday life and gathering with family & friends. The adjoining family room, complete with a wood stove, provides a cozy place to unwind through the seasons. The convenient main-floor laundry adds to the home's practicality. Two bedrooms and a full bath complete this level, with one bedroom well suited to a home office or guest room, while the other - originally the formal living room - now serves as a comfortable primary bedroom. Upstairs is comprised of two additional bedrooms, a 3 pc. bath, and a generous attic space with potential to develop into additional living space. Outside, a spacious rear deck invites you to take in the peaceful surroundings. The fenced in-ground pool creates a private place to cool off and relax in the summer, while approx. 1 acre of invisible fencing offers a safe designated area for furry companions. A large detached, two-level garage & workshop provides abundant space for vehicles, equipment, hobbies and storage. Adding to the property's distinctive appeal, the original post-and-beam barn has been well preserved and provides endless possibility for your vision - ideal for a gallery, studio or home business. With its historic character, flexible floor plan, expansive outbuildings, and convenient proximity to Picton and all PEC has to offer, this charming country retreat offers an opportunity to enjoy a relaxed rural lifestyle with local amenities and attractions close by. Make your dream of country living a reality!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$615,920
Land Transfer Taxes$11,873
Legal Fees (Est.)
$
Total cash required for closing$167,353

Total Monthly Obligation

$3,711/mo
Mortgage $3,106
Monthly Loss $2,894
Principal$817
Interest$2,288
Property Tax$230
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.2%0
5-Year IRR
6.0%14
10-Year IRR
7.5%
Returns Index
8.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,000/yr
NOI
$17,038/yr
Net Cash Flow
-$1,686/mo
Cash Margin
-74.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.464
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
21.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 265 Ridge Road

Time

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