133 Park Street 305, Waterloo

$599,000
133 Park Street 305

$599,000

New
4d
Condo TownhouseStacked Townhouse

133 Park Street 305, Waterloo

Total Monthly Obligation $3,698

Beds
2
Baths
3
Park
1
Sqft
1400-1599
DOM
4d
Score
16
Yield
5.3%
Cash on Cash
-8.0%
Cap Rate
2.9%
5Y IRR
9.3%
10Y IRR
9.7%
Property Type-Condo Townhouse
MLS® Number-X14094874
Beds-2
Bathrooms-3
Size-1400-1599 sqft
Listed on site-Oct 19, 2026
Style-Stacked Townhouse
Building Type-Condo Townhouse
Taxes-$3,548 (2026)
Maintenance-$786.1/mo
Locker-None
Parking-1 - None
Basement-None
Heating-Forced Air (Gas)
Brokerage-SAM MCDADI REAL ESTATE INC.
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Brick
Possession-Flexible
Title-Residential Condo & Other

No agent assigned

RARE OPPORTUNITY IN THE HEART OF UPTOWN WATERLOO! Discover this beautifully designed 2-bedroom, 3-bathroom townhome offering an impressive 1,537 sq. ft. of living space and the rare convenience of a private ensuite for each bedroom. Featuring 9-foot ceilings on both levels, pot lights throughout, and expansive windows that fill the home with natural light, this bright and airy residence offers an inviting open-concept layout perfect for everyday living and entertaining. The gourmet kitchen showcases sleek stainless steel appliances, white cabinetry, granite countertops, and a stylish tiled backsplash, seamlessly connecting to the living and dining areas. Upstairs, both spacious bedrooms offer their own private ensuites, while the primary bedroom features a walkout to a private balcony the perfect spot to enjoy your morning coffee or unwind at the end of the day. Complete with in-suite laundry and an exceptional layout, this home combines space, comfort, and functionality in one of Waterloo's most sought-after locations. Enjoy being steps from Uptown Waterloo's vibrant restaurants, cafés, boutique shops, and everyday conveniences, including Vincenzo's, The Bauer Kitchen, and Waterloo Town Square, with Waterloo Park and the ION LRT nearby. Experience the best of urban living in this exceptional Uptown Waterloo home!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$479,200
Land Transfer Taxes$8,455
Legal Fees (Est.)
$
Total cash required for closing$129,755

Total Monthly Obligation

$3,698/mo
Mortgage $2,416
Monthly Loss $3,062
Principal$636
Interest$1,780
Property Tax$296
Condo Fees$786
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.3%0
5-Year IRR
6.2%15
10-Year IRR
7.8%
Returns Index
8.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,680/yr
NOI
$13,131/yr
Net Cash Flow
-$1,322/mo
Cash Margin
-50.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.454
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
21.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 133 Park Street 305

Time

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