117 West 5th Street, Hamilton

$729,000
117 West 5th Street

$729,000

New
4d
Detached2-Storey

117 West 5th Street, Hamilton

Total Monthly Obligation $3,746

HausQ Valuation Report
Beds
4
Baths
3
Park
4
Sqft
1100-1500
DOM
4d
Score
20
Yield
5.3%
Cash on Cash
-1.6%
Cap Rate
4.2%
5Y IRR
14.3%
10Y IRR
13.6%
Property Type-Detached
MLS® Number-X14095880
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-44 × 90 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Age-51-99
Taxes-$5,168 (2025)
Parking-5 - Detached
Basement-Apartment, Finished with Walk-Out, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-East
Exterior-Aluminum Siding, Brick
Roof-Shingles
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Southam
Title-Residential Freehold

No agent assigned

The work is done, the big-ticket updates are taken care of, and this beautifully updated West Mountain home is ready for you to simply move in and enjoy! Looking for a home that can help offset your monthly costs? The lower level is equipped with a separate entrance, full kitchen, bedroom, laundry and egress windows, offering incredible potential for additional rental income or extended family living. This home has been extensively updated throughout over the past five years, including electrical with ESA, plumbing, flooring, pot lights, windows, exterior doors, trim and stainless steel appliances. More recent improvements include the roof, water heater, sump pump, exterior waterproofing, backyard regrading and a French drain system for improved water management. The driveway has also been widened to provide additional parking. Ideally located across from St. Joseph's Healthcare and within walking distance to Mohawk College and Hillfield Strathallan College, with convenient access to transit, amenities and major routes. Turn-key, versatile and packed with updates, all that's left to do is make it yours!

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$
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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$583,200
Land Transfer Taxes$11,055
Legal Fees (Est.)
$
Total cash required for closing$158,355

Total Monthly Obligation

$3,746/mo
Mortgage $2,941
Monthly Loss $2,972
Principal$774
Interest$2,167
Property Tax$431
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.4%2
5-Year IRR
10.6%39
10-Year IRR
11.0%
Returns Index
20.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,748/yr
NOI
$25,205/yr
Net Cash Flow
-$840/mo
Cash Margin
-26.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7111
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo41
Risk Index
23.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 117 West 5th Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.