13 Hardwood Grove, St. Catharines

$569,900
13 Hardwood Grove

$569,900

New
4d
DetachedBungalow

13 Hardwood Grove, St. Catharines

Total Monthly Obligation $3,041

Beds
3
Baths
2
Park
5
Sqft
700-1100
DOM
4d
Score
21
Yield
5.6%
Cash on Cash
-0.7%
Cap Rate
4.4%
5Y IRR
15.0%
10Y IRR
14.2%
Property Type-Detached
MLS® Number-X14096514
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-44.98 × 131.17 ft
Listed on site-Oct 19, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$4,403 (2026)
Parking-7 - Detached
Basement-Full, Partially Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-Rec Room, Natural Gas
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-455 - Secord Woods
Title-Residential Freehold

No agent assigned

Could you think of a better place to raise a family? Welcome home to Hardwood Grove and this wonderful bungalow! Perfectly appointed on a pie lot on a cozy cul de sac AND backing onto a ravine, this home has been lovingly maintained and updated by the same owners for 56 years, and features a concrete drive that will easily fit 5 cars, a large double garage with heat and hydro, 3 bedrooms, 2 baths, bright living room with large picture window, updated kitchen at the back of the house (so you can keep an eye on the kids or grandkids!), roomy recroom, laundry room, and utility room with lots of storage space! There's lots of room for family fun in the yard with a large patio, deck, and stunning ravine view! Updates such as roof in 2017, and main bathroom, furnace, central air, and hot water tank in the past 5 years means you won't have to worry about the big stuff while you make this home your own! Located in sought after Secord Woods and minutes to schools, parks, shopping and all the amenities our beautiful city has to offer, the time is now to start writing the next chapter of this beautiful home!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$455,920
Land Transfer Taxes$7,873
Legal Fees (Est.)
$
Total cash required for closing$123,353

Total Monthly Obligation

$3,041/mo
Mortgage $2,299
Monthly Loss $2,436
Principal$605
Interest$1,694
Property Tax$367
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.2%2
5-Year IRR
10.8%41
10-Year IRR
11.3%
Returns Index
21.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,160/yr
NOI
$20,041/yr
Net Cash Flow
-$629/mo
Cash Margin
-23.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo53
Risk Index
27.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 13 Hardwood Grove

Time

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