212 Mary Street, Goderich

$439,900
212 Mary Street

$439,900

New
3d
Detached1 1/2 Storey

212 Mary Street, Goderich

Total Monthly Obligation $2,435

HausQ Valuation Report
Beds
4
Baths
1
Park
4
Sqft
1100-1500
DOM
3d
Score
31
Yield
7.6%
Cash on Cash
7.6%
Cap Rate
6.2%
5Y IRR
21.7%
10Y IRR
19.7%
Property Type-Detached
MLS® Number-X14096522
Beds-4
Bathrooms-1
Size-1100-1500 sqft
Lot Size-66 × 133 ft
Listed on site-Oct 20, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$3,421 (2025)
Parking-5 - Detached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-Sutton Group - First Choice Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Aluminum Siding, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Goderich (Town)
Title-Residential Freehold

No agent assigned

Welcome to 212 Mary St, Goderich where you can discover the charm and potential of this inviting 4-bedroom home! Featuring two bedrooms on the main floor and two additional bedrooms upstairs, this home offers a versatile layout for families or first-time buyers. Enjoy a bright living room, an eat-in kitchen, and a flex room that could work as a dining room, office or playroom. An updated bathroom adds a fresh touch, while the full unfinished basement offers plenty of potential for future living space, hobbies, or storage. Outside, you'll find a patio for outdoor enjoyment, a partially fenced yard, a detached single-car garage, and ample parking for 4+ vehicles. Set in a desirable location in one of Ontario's most beautiful lakeside towns, this home is full of opportunity and ready for its next chapter!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$351,920
Land Transfer Taxes$5,273
Legal Fees (Est.)
$
Total cash required for closing$94,753

Total Monthly Obligation

$2,435/mo
Mortgage $1,774
Monthly Loss $1,968
Principal$467
Interest$1,307
Property Tax$285
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.0%38
Cash-on-Cash
0.8%9
5-Year IRR
16.4%79
10-Year IRR
15.8%
Returns Index
42.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
31/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,300/yr
NOI
$22,049/yr
Net Cash Flow
$63/mo
Cash Margin
2.3%7
Cash Flow Index
7.3/ 100
Risk Profile
Weight: 20%
DSCR
1.0430
LTV Ratio
80.0%18
Vacancy Buffer
3.9 mo67
Risk Index
38.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 212 Mary Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.