109 Copes Lane, Hamilton

$2,168,000
109 Copes Lane

$2,168,000

New
4d
Detached2-Storey

109 Copes Lane, Hamilton

Total Monthly Obligation $10,369

Beds
6
Baths
6
Park
4
Sqft
3500-5000
DOM
4d
Score
15
Yield
3.7%
Cash on Cash
-8.0%
Cap Rate
2.9%
5Y IRR
9.3%
10Y IRR
9.7%
Property Type-Detached
MLS® Number-X14097016
Beds-6
Bathrooms-6
Size-3500-5000 sqft
Lot Size-57.74 × 98.43 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$14,981.79 (2026)
Parking-7 - Attached
Basement-Finished, Full, Separate Entrance, Walk-Up
Heating-Forced Air (Gas)
Brokerage-Keller Williams Edge Realty
Cooling-Central Air
Laundry-No
Fireplace-Electric, Natural Gas
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-flex,60-90 day
Neighbourhood-Lakeshore
Title-Residential Freehold

No agent assigned

Exquisite Elegance in Stoney Creek's Most Prestigious Enclave. Masterfully curated sanctuary on Copes Lane, where architectural sophistication meets serene neighborhood luxury. Steps from Lake Ontario, scenic trails, the Newport Yacht Club, this custom executive estate offers over 5,000 sq ft of total living space on sun-drenched, open-concept footprint. Framed by modern manicured turf & an expansive double-door entry, main flr features soaring 10-ft tray & coffered ceilings, custom plaster crown moldings, rich wainscoting, & wide-plank hardwood. Grand foyer with open-riser oak staircase leads to formal dining room w custom wall wine cellar & butler's pantry, plus executive home office. The Chef's kitchen has flat-panel hand-glazed cabinetry to the ceiling, waterfall quartz island & elite appliances (double fridge, built-in oven/microwave combo). The Great Room showcases floor-to-ceiling gas fireplace framed by built-ins, with patio doors opening to glass-enclosed covered porch. Main-flr bdrm, chic powder room, & dedicated mudroom/laundry complete this level. Take elevator to 2nd flr, defined by 9-ft ceilings and 8-ft solid doors. It offers 4 large bedrooms-each w built-in closets & bath access-plus 2 private balconies. Primary Retreat features bar/coffee station, south-facing views of lush greenspace & pond, private balcony, custom walk-in dressing room & spa-inspired 5-piece ensuite with jetted tub, TV, fireplace, glass rain shower, &makeup vanity. The fully finished 9ft lower level with separate entrance is bespoke retreat or in-law suite, complete with kitchen, custom quartz island/dining area, 2 bedrooms, & 2 baths. Outdoors, the fully fenced, professionally landscaped yard offers ultimate privacy with no rear neighbors, gas BBQ setup, concrete paver walkways, & impressive glass-enclosed 3-seasonsunroom. Complete with 3-car garage, quick QEW access,& proximity to Winona Crossing/Costco & wineries. Some images are virtually staged. Book your private tour today!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,734,400
Land Transfer Taxes$40,675
Legal Fees (Est.)
$
Total cash required for closing$475,775

Total Monthly Obligation

$10,369/mo
Mortgage $8,745
Monthly Loss $8,067
Principal$2,301
Interest$6,444
Property Tax$1,248
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-11.1%1
5-Year IRR
6.9%18
10-Year IRR
8.1%
Returns Index
10.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$81,000/yr
NOI
$53,418/yr
Net Cash Flow
-$4,294/mo
Cash Margin
-63.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.515
LTV Ratio
80.0%18
Vacancy Buffer
0.9 mo16
Risk Index
13.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 109 Copes Lane

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