1260 Winders Bay Road, Lake of Bays

$969,000
1260 Winders Bay Road

$969,000

New
3d
DetachedBungalow

1260 Winders Bay Road, Lake of Bays

Total Monthly Obligation $4,605

HausQ Valuation Report
Beds
4
Baths
2
Park
5
Sqft
1100-1500
DOM
3d
Score
15
Yield
2.8%
Cash on Cash
-11.0%
Cap Rate
2.2%
5Y IRR
6.9%
10Y IRR
7.9%
Property Type-Detached
MLS® Number-X14098022
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-232 × 314 ft
Listed on site-Oct 20, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,849.88 (2026)
Parking-7 - Detached
Basement-None
Heating-Radiant (Electric)
Brokerage-Royal LePage Lakes Of Muskoka Realty
Cooling-None
Laundry-No
Fireplace-Wood Stove
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Metal
Foundation-Piers
Sewer-Septic
Possession-Flexible
Neighbourhood-Mclean
Title-Residential Freehold

No agent assigned

Lakeside Living on Beautiful Echo Lake! Enjoy the beauty and tranquillity of Muskoka with this inviting 3-bedroom, 1.5-bath home offering approximately 1,200 square feet of comfortable living space and gorgeous, expansive views of Echo Lake. Warm pine finishing creates a welcoming cottage atmosphere, while the stunning stone fireplace provides a beautiful focal point for relaxing evenings after a day on the water. Step outside to enjoy the sandy beach and great dock, perfect for swimming, boating and making lasting family memories. A spacious two-car garage adds convenience and valuable storage, making this property ideal for year-round living and all-season enjoyment. Located on a quiet dead-end road maintained by the Township year-round, this property offers peaceful surroundings and dependable four-season access. Just a short drive to Baysville, where you can enjoy local shops, restaurants, the brewery, library and community amenities. Whether you're looking for a comfortable year-round home or the perfect Muskoka getaway, this Echo Lake property offers the opportunity to embrace the relaxed waterfront lifestyle you've been dreaming of!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$775,200
Land Transfer Taxes$15,855
Legal Fees (Est.)
$
Total cash required for closing$211,155

Total Monthly Obligation

$4,605/mo
Mortgage $3,909
Monthly Loss $3,576
Principal$1,029
Interest$2,880
Property Tax$321
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.7%10
Cash-on-Cash
-14.6%0
5-Year IRR
4.1%9
10-Year IRR
6.1%
Returns Index
5.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,600/yr
NOI
$16,490/yr
Net Cash Flow
-$2,535/mo
Cash Margin
-110.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.353
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo33
Risk Index
18.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1260 Winders Bay Road

Time

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Data last updated within the past 24 hours.