410 Sandy Cove Crescent, Waterloo

$899,000
410 Sandy Cove Crescent

$899,000

New
3d
Detached2-Storey

410 Sandy Cove Crescent, Waterloo

Total Monthly Obligation $4,538

Beds
4
Baths
4
Park
4
Sqft
1500-2000
DOM
3d
Score
17
Yield
4.4%
Cash on Cash
-5.6%
Cap Rate
3.4%
5Y IRR
11.1%
10Y IRR
11.1%
Property Type-Detached
MLS® Number-X14098172
Beds-4
Bathrooms-4
Size-1500-2000 sqft
Lot Size-40.03 × 113.72 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,445.1 (2026)
Parking-6 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE WOLLE REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

Welcome to this beautifully maintained 2-storey home offering 4 bedrooms, 4 bathrooms, and plenty of space for the whole family! Step inside the welcoming front foyer and into the bright, open-concept main floor featuring vaulted ceilings and engineered hardwood flooring throughout. The spacious living room offers a cozy gas fireplace and flows seamlessly into the good sized dining area and beautifully updated kitchen (2022). Designed with both style and functionality in mind, the clean, white kitchen features quartz countertops, ample cabinetry, generous prep space, and a convenient pantry for additional storage. A 2-piece bathroom, access to the garage from the mudroom and main floor laundry room complete this level. Upstairs, you'll find 3 generously sized bedrooms, including the spacious primary retreat featuring a large walk-in closet and private 5-piece ensuite. An additional 4-piece bathroom serves the remaining bedrooms. Heading downstairs, newly carpeted stairs lead to the fully finished basement, offering even more living space with a cozy gas fireplace, luxury vinyl flooring, an additional bedroom, and a stunning 3-piece bathroom, perfect for guests or extended family. Step outside to enjoy the fully fenced backyard, complete with a spacious deck, gazebo, and hot tub, creating the perfect setting for entertaining or relaxing at the end of the day. An attached heated double-car garage and driveway parking for up to 4 vehicles provide plenty of space for the whole family. No sidewalks to shovel! With its functional layout, stylish updates, and inviting outdoor space, this home has so much to offer!

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$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$719,200
Land Transfer Taxes$14,455
Legal Fees (Est.)
$
Total cash required for closing$195,755

Total Monthly Obligation

$4,538/mo
Mortgage $3,626
Monthly Loss $3,584
Principal$954
Interest$2,672
Property Tax$537
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.8%1
5-Year IRR
7.9%23
10-Year IRR
9.0%
Returns Index
12.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,504/yr
NOI
$24,609/yr
Net Cash Flow
-$1,576/mo
Cash Margin
-47.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo33
Risk Index
19.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 410 Sandy Cove Crescent

Time

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