938 Whitefield Drive, Peterborough

$579,900
938 Whitefield Drive

$579,900

New
3d
DetachedBungalow

938 Whitefield Drive, Peterborough

Total Monthly Obligation $3,109

Beds
4
Baths
2
Park
2
Sqft
1100-1500
DOM
3d
Score
23
Yield
6.2%
Cash on Cash
1.5%
Cap Rate
4.9%
5Y IRR
16.8%
10Y IRR
15.6%
Property Type-Detached
MLS® Number-X14098426
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-52.29 × 131.62 ft
Listed on site-Oct 20, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,741 (2025)
Parking-3 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX REALTRON REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Rec Room
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Otonabee Ward 1
Title-Residential Freehold

No agent assigned

Be the first to live in this beautifully renovated, move-in-ready spacious bungalow right after renos. Situated in Peterborough's highly desirable west-end, nestled on a quiet, family-friendly street with cul de sac. Ideally located just minutes to the golf course, excellent schools, parks, playgrounds, public transit, shopping, and everyday amenities. Filled with natural light, this thoughtfully updated home features a bright open-concept living and dining area with brand-new premium laminate flooring and all-new energy-efficient windows, including a stunning bay window that floods the living room with sunshine. The stylish, brand-new kitchen offers abundant cabinetry, generous counter space, ceramic tile backsplash, and a walk-out to the deck. Step outside and enjoy your morning coffee or evening entertaining overlooking the huge, south-facing, fully fenced, pool-sized backyard-a perfect space for children, pets, gardening, or your future dream pool. The main floor offers three spacious bedrooms and a beautifully renovated spa-inspired bathroom. The fully finished lower level provides exceptional additional living space with a large recreation room featuring a cozy gas fireplace, oversized windows, a bright fourth bedroom, another bathroom, laundry room, and abundant storage. Many other recent major updates provide exceptional peace of mind, including brand-new windows throughout, a furnace and central air conditioner (2023), durable steel roof (2021), and extensive recent renovations throughout. Enjoy ample parking in the garage and the private driveway. presented with a couple of virtually staged pictures in the basement. Everything has been done. Simply move in and enjoy worry-free living for years to come!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$463,920
Land Transfer Taxes$8,073
Legal Fees (Est.)
$
Total cash required for closing$125,553

Total Monthly Obligation

$3,109/mo
Mortgage $2,339
Monthly Loss $2,494
Principal$616
Interest$1,724
Property Tax$395
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.0%26
Cash-on-Cash
-4.1%3
5-Year IRR
12.4%53
10-Year IRR
12.5%
Returns Index
27.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,748/yr
NOI
$22,932/yr
Net Cash Flow
-$428/mo
Cash Margin
-14.4%0
Cash Flow Index
0.3/ 100
Risk Profile
Weight: 20%
DSCR
0.8215
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo51
Risk Index
28.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 938 Whitefield Drive

Time

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