26 Peachtree Lane, Niagara-on-the-Lake

$858,000
26 Peachtree Lane

$858,000

New
3d
Condo TownhouseBungalow

26 Peachtree Lane, Niagara-on-the-Lake

Total Monthly Obligation $4,421

Beds
2
Baths
3
Park
2
Sqft
1400-1599
DOM
3d
Score
16
Yield
4.2%
Cash on Cash
-7.8%
Cap Rate
2.9%
5Y IRR
9.5%
10Y IRR
9.8%
Property Type-Condo Townhouse
MLS® Number-X14098688
Beds-2
Bathrooms-3
Size-1400-1599 sqft
Listed on site-Oct 20, 2026
Style-Bungalow
Building Type-Condo Townhouse
Age-0-5
Taxes-$4,984.11 (2026)
Maintenance-$345/mo
Locker-None
Parking-4 - Built-In
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage Real Estate Associates
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick Front
Roof-Asphalt Shingle
Foundation-Concrete
Possession-Flexible
Neighbourhood-108 - Virgil
Title-Residential Condo & Other

No agent assigned

Welcome to this stunning bungalow townhome, where luxury, comfort, and low-maintenance living come together. Ideally positioned as a corner unit, this exceptional property offers the feel and added privacy of a semi-detached home, complete with a private driveway and a beautiful vineyard view from the backyard-a rare and highly desirable feature in this area. Meticulously maintained and showcasing minimal wear and tear, this home offers 2 bedrooms, 2 full bathrooms, a double-car garage, and a partially finished basement. Enjoy the convenience of a true lock-and-leave lifestyle, with lawn care and driveway snow removal included in the maintenance fee.The bright, open-concept main floor showcases soaring vaulted ceilings, abundant natural light, and elegant finishes. The chef-inspired kitchen features quartz countertops, upgraded extended cabinetry, and premium finishes, flowing seamlessly into the spacious living and dining areas. The primary bedroom offers a 3-pc ensuite with tiled glass shower, while a second bedroom, additional full bathroom, and convenient main-floor laundry complete this thoughtfully designed level.The partially finished basement offers excellent potential, with a finished bedroom, full bathroom, planned layout, existing walls, and drywall installed in approximately half the space. Much of the groundwork is complete, allowing you to customize the remaining area to suit your needs.Relax or entertain in the private backyard, where peaceful vineyard views provide a beautiful backdrop. Additional highlights include a double-car garage and private driveway.Conveniently located near Old Town, water access, championship golf courses, renowned wineries, boutique shopping, fine dining, scenic trails, and major highways, this home offers the perfect blend of small-town charm, lifestyle amenities, and everyday convenience.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$686,400
Land Transfer Taxes$13,635
Legal Fees (Est.)
$
Total cash required for closing$186,735

Total Monthly Obligation

$4,421/mo
Mortgage $3,461
Monthly Loss $3,511
Principal$911
Interest$2,550
Property Tax$415
Condo Fees$345
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.3%0
5-Year IRR
6.8%17
10-Year IRR
8.1%
Returns Index
10.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,820/yr
NOI
$20,714/yr
Net Cash Flow
-$1,735/mo
Cash Margin
-58.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.505
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo34
Risk Index
19.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 26 Peachtree Lane

Time

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Data last updated within the past 24 hours.