7 Keith Crescent, St. Catharines

$495,000
7 Keith Crescent

$495,000

New
3d
Att/Row/Townhouse2-Storey

7 Keith Crescent, St. Catharines

Total Monthly Obligation $2,648

Beds
3
Baths
3
Park
2
Sqft
1100-1500
DOM
3d
Score
26
Yield
6.6%
Cash on Cash
4.0%
Cap Rate
5.4%
5Y IRR
18.8%
10Y IRR
17.2%
Property Type-Att/Row/Townhouse
MLS® Number-X14098738
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-24.77 × 78.74 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-6-15
Taxes-$3,311.48 (2026)
Parking-3 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HENDRIKS TEAM REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-60 days from last day of the month
Neighbourhood-461 - Glendale/Glenridge
Title-Residential Freehold

No agent assigned

Excellent opportunity to invest in the "Niagara-on-the-Green" neighbourhood. Close by is Niagara College (Niagara-on-the-Lake campus) and the "Outlet Collection at Niagara" shopping mall. Upon entering the home, you'll find a dining room immediately to the left, along with a convenient 2-piece powder room. Continue down the hallway to the kitchen and living area, featuring a gas fireplace. Upstairs offers a spacious primary bedroom with an ensuite bathroom, along with two additional bedrooms and another full bathroom. The basement remains unfinished, offering excellent potential for future additional living space. Outside, enjoy the backyard complete with a storage shed. Just a short walk to the park. Buyer to assume existing tenant.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$396,000
Land Transfer Taxes$6,375
Legal Fees (Est.)
$
Total cash required for closing$106,875

Total Monthly Obligation

$2,648/mo
Mortgage $1,997
Monthly Loss $2,122
Principal$525
Interest$1,471
Property Tax$276
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.4%31
Cash-on-Cash
-2.1%5
5-Year IRR
14.0%65
10-Year IRR
13.8%
Returns Index
33.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
26/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,760/yr
NOI
$21,673/yr
Net Cash Flow
-$191/mo
Cash Margin
-7.0%1
Cash Flow Index
1.2/ 100
Risk Profile
Weight: 20%
DSCR
0.9020
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo62
Risk Index
33.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 7 Keith Crescent

Time

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