330 Phillip Street S 1906, Waterloo

$459,900
330 Phillip Street S 1906

$459,900

New
3d
Condo ApartmentApartment

330 Phillip Street S 1906, Waterloo

Total Monthly Obligation $2,775

HausQ Valuation Report
Beds
2
Baths
1
Park
1
Sqft
500-599
DOM
3d
Score
18
Yield
5.1%
Cash on Cash
-7.7%
Cap Rate
2.9%
5Y IRR
9.5%
10Y IRR
9.8%
Property Type-Condo Apartment
MLS® Number-X14099016
Beds-2
Bathrooms-1
Size-500-599 sqft
Listed on site-Oct 20, 2026
Style-Apartment
Building Type-Condo Apartment
Age-6-10
Taxes-$3,666 (2026)
Maintenance-$414/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-HOMELIFE SUPERSTARS REAL ESTATE LIMITED
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick
Possession-Flexible
Title-Residential Condo & Other

No agent assigned

Impeccably maintained 2 Bedroom Condo in Impeecable building. Excellent Location In Waterloo!! 554 Sq Ft Spacious Full of Natural LIght Condo!! Open Concept Layout!! Amazing View To The North!! Just Across The University Of Waterloo!! One Locker, Ensuite Laundry, Low Maintenance Fee And Close To School, Park, Plaza, Banks, Univeristy, Transit, Go Transit And All Other Amenitites. Fabulous Modern Building With All 5 Star Facilities.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$367,920
Land Transfer Taxes$5,673
Legal Fees (Est.)
$
Total cash required for closing$99,153

Total Monthly Obligation

$2,775/mo
Mortgage $1,855
Monthly Loss $2,286
Principal$488
Interest$1,367
Property Tax$306
Condo Fees$414
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.4%0
5-Year IRR
6.1%15
10-Year IRR
7.7%
Returns Index
8.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$23,388/yr
NOI
$10,015/yr
Net Cash Flow
-$1,021/mo
Cash Margin
-52.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.454
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo60
Risk Index
27.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 330 Phillip Street S 1906

Time

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Data last updated within the past 24 hours.