264 Oakdale Avenue 102, St. Catharines

$239,900
264 Oakdale Avenue 102

$239,900

New
3d
Condo ApartmentApartment

264 Oakdale Avenue 102, St. Catharines

Total Monthly Obligation $1,876

Beds
2
Baths
1
Park
2
Sqft
800-899
DOM
3d
Score
26
Yield
9.5%
Cash on Cash
3.9%
Cap Rate
5.4%
5Y IRR
18.7%
10Y IRR
17.1%
Property Type-Condo Apartment
MLS® Number-X14099066
Beds-2
Bathrooms-1
Size-800-899 sqft
Listed on site-Oct 20, 2026
Style-Apartment
Building Type-Condo Apartment
Age-31-50
Taxes-$2,307.65 (2025)
Maintenance-$516.49/mo
Locker-None
Parking-2 - None
Basement-None
Heating-Baseboard (Electric)
Brokerage-RE/MAX ESCARPMENT GOLFI REALTY INC.
Cooling-Window Unit(s)
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Brick
Foundation-Concrete
Possession-Immediate
Neighbourhood-456 - Oakdale
Title-Residential Condo & Other

No agent assigned

Welcome to 264 Oakdale Avenue, Unit 102, an affordable 2 bedroom condo offering a practical layout and a great opportunity for first time buyers looking to enter the market. With just under 900 sq ft of living space, this unit features a spacious living room, a functional kitchen with ample cabinetry, two comfortable bedrooms, a 4 piece bathroom, and the convenience of in suite laundry. The layout is straightforward and easy to maintain, making it a solid option for buyers wanting to build equity over time. One of the standout features is the inclusion of two parking spaces, a rare and valuable bonus at this price point. Whether you have two vehicles or need extra flexibility for guests, having two owned spaces is a major advantage. Condo fees include heat, water, building maintenance, and parking, helping keep monthly expenses predictable. Located close to highways, hospital, public transit, schools, and everyday amenities, this is a smart and affordable step into home ownership.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$191,920
Land Transfer Taxes$2,124
Legal Fees (Est.)
$
Total cash required for closing$51,604

Total Monthly Obligation

$1,876/mo
Mortgage $968
Monthly Loss $1,622
Principal$255
Interest$713
Property Tax$192
Condo Fees$516
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
4.0%27
Cash-on-Cash
-3.9%3
5-Year IRR
13.1%58
10-Year IRR
13.4%
Returns Index
29.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
26/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$22,776/yr
NOI
$9,593/yr
Net Cash Flow
-$168/mo
Cash Margin
-8.9%1
Cash Flow Index
0.8/ 100
Risk Profile
Weight: 20%
DSCR
0.8316
LTV Ratio
80.0%18
Vacancy Buffer
5.1 mo84
Risk Index
39.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 264 Oakdale Avenue 102

Time

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Data last updated within the past 24 hours.