177 James Street, St. Catharines

$289,000
177 James Street

$289,000

New
3d
Investment

177 James Street, St. Catharines

Total Monthly Obligation $2,192

Beds
0
Baths
1
Park
3
DOM
3d
Property Type-Investment
MLS® Number-X14099098
Beds-0
Bathrooms-1
Lot Size-37 × 100 ft
Listed on site-Oct 20, 2026
Building Type-Investment
Taxes-$7,811.67 (2026)
Parking-None
Heating-Gas Hot Water
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-No
Fireplace-No
Pool-None
Possession-30 Days / TBD
Neighbourhood-451 - Downtown
Title-Commercial

No agent assigned

Prime Downtown Opportunity With Flexible C1 Zoning & Private Rear Parking For 3-4 Vehicles (W/Potential For More Parking Space). Highly Visible 1144sf Detached Bungalow On A 37 X 100 Ft Lot In The Heart Of Downtown St. Catharines. Previously Used As An Office, The Property Offers Excellent Exposure For Your Business And Potential For A Variety Of Other Permitted Commercial, Service, Office, And Retail Uses, Subject To Applicable Zoning Requirements. Originally A 2-Bedroom Single-Family Home And Later Converted To A Commercial Office Use, The Property Offers A Welcoming Atmosphere And A Functional Residential-Style Layout. The Main Level Features A Large Open Office/Reception Area, A Kitchen, A Full 4-Piece Bathroom, 2 Private Offices, An Additional Open Workspace, And A Convenient Rear-Entry Laundry/Mudroom Area. Situated In A Prominent Downtown Location With Private Parking At The Rear Of The Property, This Is An Excellent Opportunity For Business Owners, Investors, Or Professionals Seeking A Stand-Alone Commercial Building With Exceptional Visibility And Accessibility. Why Lease When You Can Own Your Own Commercial Space And Invest In Your Own Equity? A Rare Opportunity To Secure An Affordable Well-Located Commercial Property In One Of St. Catharines' Most Established Business Districts. *Some Photos Have Been Virtually Staged.

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Closing Costs

Mortgage Amount
$231,200
Land Transfer Taxes$2,810
Legal Fees (Est.)
$
Total cash required for closing$62,110

Total Monthly Obligation

$2,192/mo
Mortgage $1,166
Monthly Loss $1,885
Principal$307
Interest$859
Property Tax$651
Home Insurance$125
Variable Costs$250

No rent estimate available. Enter a monthly rent in Assumptions & Inputs below to calculate.

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*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 177 James Street

Time

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