4 Walker Avenue, St. Catharines

$535,000
4 Walker Avenue

$535,000

New
3d
Detached1 1/2 Storey

4 Walker Avenue, St. Catharines

Total Monthly Obligation $2,889

HausQ Valuation Report
Beds
4
Baths
2
Park
6
Sqft
1100-1500
DOM
3d
Score
26
Yield
6.9%
Cash on Cash
4.6%
Cap Rate
5.6%
5Y IRR
19.3%
10Y IRR
17.7%
Property Type-Detached
MLS® Number-X14099266
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-65 × 116 ft
Listed on site-Oct 20, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$4,273 (2026)
Parking-6 - None
Basement-Full, Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-442 - Vine/Linwell
Title-Residential Freehold

No agent assigned

Warm and inviting, this 3+1 bedroom, 1.5 bathroom home sits on an expansive 65 x 166 ft lot in a highly desirable, family-friendly neighbourhood. Surrounded by mature trees, the property offers a private backyard with plenty of space to relax, entertain, or simply enjoy the outdoors. Inside, the home features comfortable living spaces, including a convenient main-floor bedroom & bathroom, along with two additional bedrooms upstairs. The finished basement adds approximately 450sqft of additional living space, complete with a rec room, spacious bedroom, and 2-piece bathroom (potential to convert to a 3-piece). A convenient side entrance provides excellent potential for an in-law suite. Outside, the double-wide driveway offers ample parking for 6+ vehicles. The location is equally appealing, within walking distance of Walker's Creek Trail and many neighbourhood parks, and just minutes from excellent schools, shopping, dining, and easy QEW access.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$428,000
Land Transfer Taxes$7,175
Legal Fees (Est.)
$
Total cash required for closing$115,675

Total Monthly Obligation

$2,889/mo
Mortgage $2,158
Monthly Loss $2,321
Principal$568
Interest$1,590
Property Tax$356
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.5%33
Cash-on-Cash
-1.4%5
5-Year IRR
14.6%69
10-Year IRR
14.3%
Returns Index
36.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
26/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,732/yr
NOI
$24,286/yr
Net Cash Flow
-$134/mo
Cash Margin
-4.4%2
Cash Flow Index
2.0/ 100
Risk Profile
Weight: 20%
DSCR
0.9422
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo56
Risk Index
32.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4 Walker Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.