303 Charlton Avenue W, Hamilton

$799,900
303 Charlton Avenue W

$799,900

New
3d
Detached1 1/2 Storey

303 Charlton Avenue W, Hamilton

Total Monthly Obligation $3,998

HausQ Valuation Report
Beds
2
Baths
1
Park
2
Sqft
1100-1500
DOM
3d
Score
16
Yield
3.7%
Cash on Cash
-8.2%
Cap Rate
2.8%
5Y IRR
9.1%
10Y IRR
9.6%
Property Type-Detached
MLS® Number-X14100500
Beds-2
Bathrooms-1
Size-1100-1500 sqft
Lot Size-32 × 105 ft
Listed on site-Oct 20, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$4,758.36 (2026)
Parking-2 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE STATE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Metal
Foundation-Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-Kirkendall
Title-Residential Freehold

No agent assigned

Victorian Cottage in the heart of Kirkendall. c. 1885 brick beauty steps to vibrant Locke South. Enjoy an unbeatable walkable lifestyle with shops, restaurants, local library, parks, gym, trails and recreation centre at your doorstep! Main floor living! Separate living and dining rooms, smartly updated kitchen with built-in oven, microwave, dishwasher and gas range. Spacious main-floor primary with double closets and lots of natural light. Renovated full bath with tasteful, timeless finishes. Upstairs, the flexible second floor is ready to meet your lifestyle needs-ideal for an additional bedroom, an entertainment room, or a dedicated home office. Walk out to a fully fenced back garden complete with deck, convenient laneway access and dedicated parking. A fabulous house and property to call home.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$639,920
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,953

Total Monthly Obligation

$3,998/mo
Mortgage $3,227
Monthly Loss $3,149
Principal$849
Interest$2,378
Property Tax$397
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.3%0
5-Year IRR
5.9%14
10-Year IRR
7.4%
Returns Index
8.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,712/yr
NOI
$17,482/yr
Net Cash Flow
-$1,770/mo
Cash Margin
-71.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.454
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
20.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 303 Charlton Avenue W

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.