11 Kearney Street, Guelph

$600,000
11 Kearney Street

$600,000

New
4d
Att/Row/Townhouse2-Storey

11 Kearney Street, Guelph

Total Monthly Obligation $3,156

Beds
3
Baths
4
Park
2
Sqft
1100-1500
DOM
4d
Score
23
Yield
6.2%
Cash on Cash
2.1%
Cap Rate
5.0%
5Y IRR
17.2%
10Y IRR
16.0%
Property Type-Att/Row/Townhouse
MLS® Number-X14100550
Beds-3
Bathrooms-4
Size-1100-1500 sqft
Lot Size-23.21 × 121.46 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$4,332.87 (2025)
Parking-3 - Attached
Basement-Full, Finished, Separate Entrance, Walk-Up
Heating-Forced Air (Gas)
Brokerage-AIMHOME REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Grange Road
Title-Residential Freehold

No agent assigned

Located in a quiet, family-friendly neighborhood, this beautifully renovated, spacious freehold 3-bedroom, 4-bathroom, carpet-free home offers an impressive amount of living space. Its total area is larger than many semi-detached homes in the surrounding area. Full renovated basement with a separated entrance gifts the owner a potential rental income. Move-in-ready condition with lots of upgrades. New A/C (2026), New water softener (2025), Owned water heater. Freshly painted walls in bright Glacier White, Decorative columns, Elegant art niche, New updated color-changeable pot lights, Living area offers a walkout to a large paved patio and private backyard, perfect for entertaining, relaxing, and family gatherings; New kitchen cabinets, New beautiful quartz countertops, Stylish backsplash, Ceramic flooring, gas stove, breakfast bar. Bathrooms equipped with new vanities featuring quartz countertops, new toilets, and bright modern lighting. Three generous bedrooms are with big closet for easy organization. Exceptionally spacious garage can accommodate a big car, plus plenty of additional storage space for seasonal items, tools, sports equipment, and household belongings, and very Convenient walk-through access to the backyard where an outdoor gas BBQ is hooked up. Walking distance to St. James Catholic High School, William C. Winegard Public School, Holy Trinity Catholic School, Ken Danby Public School, parks, community centre, and fitness facilities. Minutes driving to Go station, Downtown Guelph, University of Guelph, Costco, Stone Road Mall, restaurants, shopping, and with easy access to Highway 401.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$480,000
Land Transfer Taxes$8,475
Legal Fees (Est.)
$
Total cash required for closing$129,975

Total Monthly Obligation

$3,156/mo
Mortgage $2,420
Monthly Loss $2,519
Principal$637
Interest$1,783
Property Tax$361
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.5%3
5-Year IRR
12.9%57
10-Year IRR
12.9%
Returns Index
29.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,104/yr
NOI
$24,561/yr
Net Cash Flow
-$374/mo
Cash Margin
-12.1%0
Cash Flow Index
0.4/ 100
Risk Profile
Weight: 20%
DSCR
0.8517
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo50
Risk Index
28.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 11 Kearney Street

Time

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