45 Layton Street, Kitchener

$549,900
45 Layton Street

$549,900

New
3d
Detached1 1/2 Storey

45 Layton Street, Kitchener

Total Monthly Obligation $2,930

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
3d
Score
21
Yield
5.5%
Cash on Cash
-1.0%
Cap Rate
4.4%
5Y IRR
14.8%
10Y IRR
14.0%
Property Type-Detached
MLS® Number-X14100612
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-51.08 × 129.21 ft
Listed on site-Oct 20, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$4,043 (2025)
Parking-2 - None
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-KING REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate
Title-Residential Freehold

No agent assigned

An excellent opportunity for investors, renovators, or buyers looking to create a home of their own! This detached 1.5-storey property offers versatile living space with plenty of potential. Featuring three bedrooms, including a convenient main-floor primary bedroom, two full bathrooms, and a finished basement, the home offers a functional layout with endless possibilities. The spacious backyard provides plenty of room for outdoor entertaining, gardening, or exploring future improvements. Whether you're looking to renovate and resell, expand your rental portfolio, or transform this property into your ideal residence, this home offers the flexibility to suit a variety of needs. Situated in an established neighbourhood with convenient access to local amenities, this property presents an exciting opportunity to add value and make it your own. Bring your vision and unlock its full potential!

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$439,920
Land Transfer Taxes$7,473
Legal Fees (Est.)
$
Total cash required for closing$118,953

Total Monthly Obligation

$2,930/mo
Mortgage $2,218
Monthly Loss $2,346
Principal$584
Interest$1,634
Property Tax$337
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%22
Cash-on-Cash
-6.6%2
5-Year IRR
10.5%39
10-Year IRR
11.0%
Returns Index
20.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,456/yr
NOI
$18,867/yr
Net Cash Flow
-$646/mo
Cash Margin
-25.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7110
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo55
Risk Index
28.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 45 Layton Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.