35 Gerald Crescent, Hamilton

$899,900
35 Gerald Crescent

$899,900

New
2d
Detached2-Storey

35 Gerald Crescent, Hamilton

Total Monthly Obligation $4,525

Beds
4
Baths
3
Park
4
Sqft
2000-2500
DOM
2d
Score
18
Yield
4.9%
Cash on Cash
-3.3%
Cap Rate
3.9%
5Y IRR
13.0%
10Y IRR
12.6%
Property Type-Detached
MLS® Number-X14100688
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-40.03 × 110.4 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$6,239.07 (2026)
Parking-5 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-On Ground
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-February
Neighbourhood-Stoney Creek Mountain
Title-Residential Freehold

No agent assigned

Welcome to a private ravine retreat in the heart of Stoney Creek Mountain's sought-after Valley Park community! Tucked away on a quiet, family-friendly crescent, this spacious 4 bedroom, 2.5 bath home combines comfortable family living with an incredible backyard setting overlooking a lush ravine and Felker's Creek. The bright, functional main floor features separate formal living and dining rooms, a welcoming family room with wood-burning fireplace, convenient main floor laundry and a large eat-in kitchen with upgraded stainless steel appliances and plenty of counter and cabinet space. Upstairs, escape to an impressive primary bedroom retreat complete with a walk-in closet, private sitting area and 4-piece ensuite, plus three additional bedrooms and 5-piece main bath for family, guests or home-office needs. The fully finished lower level expands your living and entertaining options with a spacious recreation room, hobby room, wet bar and cold storage room. Step outside and discover what truly sets this property apart. Relax on the covered rear deck, enjoy summer days around the on-ground pool, or simply take in the peaceful, private surroundings of the stunning ravine setting. The fully fenced yard creates a fantastic space for entertaining, children and pets, while the covered front porch adds even more outdoor living space. Complete with a 1.5-car garage with inside entry and parking for up to 5 vehicles. Major updates include roof shingles (2020), furnace & A/C (2022), pool pump (2022), solar pool heater (2023) and pool liner (2026). An exceptional location close to schools, parks, trails, shopping, restaurants, entertainment and highway access - with the privacy and natural setting that are increasingly hard to find.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$719,920
Land Transfer Taxes$14,473
Legal Fees (Est.)
$
Total cash required for closing$195,953

Total Monthly Obligation

$4,525/mo
Mortgage $3,630
Monthly Loss $3,570
Principal$955
Interest$2,675
Property Tax$520
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.6%1
5-Year IRR
9.6%33
10-Year IRR
10.3%
Returns Index
17.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$44,004/yr
NOI
$28,865/yr
Net Cash Flow
-$1,225/mo
Cash Margin
-33.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo33
Risk Index
20.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 35 Gerald Crescent

Time

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Data last updated within the past 24 hours.