27 Francis Street, Kawartha Lakes

$629,900
27 Francis Street

$629,900

New
2d
Detached2-Storey

27 Francis Street, Kawartha Lakes

Total Monthly Obligation $3,206

HausQ Valuation Report
Beds
5
Baths
2
Park
6
Sqft
2000-2500
DOM
2d
Score
22
Yield
5.6%
Cash on Cash
0.4%
Cap Rate
4.7%
5Y IRR
15.9%
10Y IRR
14.9%
Property Type-Detached
MLS® Number-X14100812
Beds-5
Bathrooms-2
Size-2000-2500 sqft
Lot Size-37.66 × 175.9 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Taxes-$3,481.27 (2026)
Parking-8 - Detached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Revel Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-Inground
Facing-South
Exterior-Brick
Roof-Shingles
Foundation-Stone
Sewer-Sewer
Possession-60 DAYS
Neighbourhood-Lindsay
Title-Residential Freehold

No agent assigned

Whether you're purchasing your very first home or looking for more space to make memories, this is a home you'll be excited to call your own. Bursting with charm and thoughtfully updated for today's lifestyle, this beautiful century home offers an incredible opportunity for something truly special! From the moment you arrive, the inviting enclosed front porch sets the tone for a home filled with warmth and personality. Step inside to discover beautiful hardwood floors, a welcoming living room with classic French doors, and a spacious formal dining room perfect for hosting family and friends. This 5 Bedroom, 2 Bath home has plenty of updates with roof (2024), furnace (2020), A/C (2021), windows (2021), and custom kitchen (2021). Imagine summer afternoons lounging beside your IN-GROUND POOL, weekend bbq's, and unforgettable gatherings with friends. The deep backyard provides plenty of outdoor space, while the detached double garage offers valuable parking and storage. Conveniently located close to everyday amenities, this home offers the perfect blend of century-home character and modern-day comfort.

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%
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$503,920
Land Transfer Taxes$9,073
Legal Fees (Est.)
$
Total cash required for closing$136,553

Total Monthly Obligation

$3,206/mo
Mortgage $2,541
Monthly Loss $2,537
Principal$669
Interest$1,872
Property Tax$290
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.9%2
5-Year IRR
11.8%48
10-Year IRR
12.0%
Returns Index
25.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,436/yr
NOI
$23,911/yr
Net Cash Flow
-$548/mo
Cash Margin
-18.6%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo50
Risk Index
27.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 27 Francis Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.