51 Whitworth Terrace, Hamilton

$1,059,900
51 Whitworth Terrace

$1,059,900

New
2d
Detached2-Storey

51 Whitworth Terrace, Hamilton

Total Monthly Obligation $5,231

HausQ Valuation Report
Beds
5
Baths
3
Park
2
Sqft
2500-3000
DOM
2d
Score
17
Yield
4.4%
Cash on Cash
-5.4%
Cap Rate
3.4%
5Y IRR
11.3%
10Y IRR
11.3%
Property Type-Detached
MLS® Number-X14100944
Beds-5
Bathrooms-3
Size-2500-3000 sqft
Lot Size-36.91 × 99.77 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$6,971.27 (2025)
Parking-4 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-CRIMSON REALTY POINT INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Rural Glanbrook
Title-Residential Freehold

No agent assigned

Welcome to this beautifully maintained full brick home situated on a premium lot in the highly sought-after **Summit Park** neighbourhood. Offering over three levels of functional living space, this home features 4 spacious bedrooms on the second floor, plus an additional bedroom in the finished basement-perfect for extended family, guests, or a home office. The main level offers a bright and inviting family room, a convenient main floor laundry room, and a layout designed for comfortable everyday living and entertaining. The finished basement boasts a large recreation room, a wet bar with sink, and a storage room with the potential to be converted into an additional full bathroom, adding even more value and flexibility. Step outside to enjoy the stamped concrete driveway and backyard, creating an attractive, low-maintenance outdoor space ideal for relaxing or entertaining. Ideally located in the desirable Summit Park neighbourhood, you'll be just minutes from major highways, excellent schools, parks, shopping, restaurants, and all essential amenities. As an added bonus, all furniture is negotiable and may be included with the purchase, making this a truly move-in-ready opportunity.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$847,920
Land Transfer Taxes$17,673
Legal Fees (Est.)
$
Total cash required for closing$231,153

Total Monthly Obligation

$5,231/mo
Mortgage $4,275
Monthly Loss $4,106
Principal$1,125
Interest$3,150
Property Tax$581
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.3%1
5-Year IRR
8.3%25
10-Year IRR
9.2%
Returns Index
13.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$46,200/yr
NOI
$30,109/yr
Net Cash Flow
-$1,766/mo
Cash Margin
-45.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo28
Risk Index
17.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 51 Whitworth Terrace

Time

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Data last updated within the past 24 hours.